It was quite a walk down to the ferry; then they had their sail across. How still and tranquil everything seemed! When they reached the city, people were going to church, and a few last bells were ringing. They walked leisurely up Grand Street; and, at the junction of East Broadway, Joe said he would run up to the office to see if he was needed for anything. Then Ben and Hanny kept on. There were a good many private residences in Grand Street, but the stores were creeping along. Already they began to show foreign names, and on some stoops a whole Jewish family would be sitting with their black-eyed children. And so many of them had such beautiful curling hair that it made Hanny sigh.

Across Norfolk Street to Houston, and a turn in their own First Street. Mr. Underhill had walked down to the corner, and was sauntering about. He was very glad to get his little girl home and hear about the good time.

A fortnight later, the little girl had a letter from Daisy Jasper, all to herself. They had gone straight up to London on account of business, and were at a hotel; but it was all so queer and unlike New York. She certainly did like her own city best. But there would be so many things to see; not the least among them would be the Queen and Prince Albert, and the royal children, who were often out driving, and the Mall and the Row, and the palaces, and the Tower, and the great British Museum! Daisy thought, if she went everywhere, it would take a whole lifetime. She was beginning to feel very well; but she admitted that she was awfully seasick, and that it was "horrid." She wanted Hanny, and dear Doctor Joe. And Hanny must tell her about everybody in the street. She must get some thin foreign paper, so the postage wouldn't cost so much.

For then postage was regulated by the distance, and we had no international union. I think we were doing without a good many useful things; yet the older generation professed to believe there was so much luxury and ease that people would be soon demoralised.

Jim had rather fallen behind, with all his fun and nonsense, and was studying day and night. He wasn't going to have Charley Reed get so far ahead of him! Examinations were coming on, and he didn't want any one to be ashamed of him, neither did he want to be conditioned.

The little girl was studying very hard also, and reading a great deal. She had taken up the wonderful things of London that had been accumulating year by year. She had thought New York was getting quite ancient, but, oh, dear! England had been colonised by Julius Cæsar, and was a country with a government even before that.

There was no one to go out with, and she was too old to play. Last summer, they had gone around with Daisy in her wheeling-chair, and found so many amusing incidents, beside being out of doors in the vivifying air and sunshine. Josie Dean was almost a young lady, so tall that she wore her hair in a French twist, with a pretty silver comb, which was as much a girl's ambition as the big shell comb had been her mother's. And Tudie was just crazy over worsted work. She was doing a pair of covers for large ottomans, and then meant to go at the back and seat for a daintily carved reception-chair. There were some nice schoolmates who lived up above Mrs. Craven's; but they seldom came down to First Street. And as the little girl never complained, no one seemed to notice that she grew pale and thin, until one day Mrs. Underhill exclaimed:—

"Mercy me! What is the matter with that child! She looks like a ghost."

"She never does have red cheeks except when she is excited," said her father. "But she has fallen away."

"Too hard study and too much staying in the house," said Doctor Joe.