Mr. Minor did not spare his father-in-law. How could he trust every thing to Horace Eastman! How could he allow George to go on unchecked in such a career of wild speculation! forgetting that he had speculated quite as wildly. And now all the property was covered with mortgages, and not a dollar to be squeezed out of any thing. As for the bank business, that he sneered at. Let them look to the Eastmans. They might have known that a small manufacturing town like Yerbury could not stand such galloping progress. In his heart of hearts he thought George and Horace rather clever fellows to get away before the crash began. And if David Lawrence had only managed to provide well for his family,—his manifest duty,—the rest might have gone without a sigh, such trifles as notes and wages.

Fred Lawrence he looked upon as a baby. Indeed, Fred was of but little use in settling the business, much more plague than profit, since he stood up stoutly for his father's honor and integrity. He had that much of a son's love. And he characterized Horace Eastman's villany as it deserved: his education had not quite done away with his moral sense in such matters.

"Here for five years your father has given him a clean sweep with every thing! If you thrust temptation right in a man's way, what can you expect?"

"His honesty would not be of a very high order if it could withstand no temptation," Fred answered rather scornfully. "It was necessary for father to travel in the interests of the business. He surely could not stay here to watch him. And you thought well of Eastman."

"No man would play me such rascally tricks! There is no telling what he has done! Books can be doctored to look very fair."

But they found enough. Pay-rolls for men kept up long after they had been discharged, and many who had never been at all; systematic falsifications that could not be brought to light without a rigid inspection and comparison by an expert. But Hamilton Minor felt, with the world's wisdom, that bringing the Eastmans back as criminals would not be likely to lead to any restoration; while it would prove a family disgrace, and perhaps add Gertrude to the list of dependent ones.

"It makes me heart-sick!" declared Fred. "There is nothing but selfishness and hollowness and greed. Are truth and honor quite dead?"

"Very fine talk, my young friend," said Minor in a sneering tone; "but the question that more nearly concerns you is how you are all going to live, granting even that there may be enough to pay the debts. Of course this great house cannot be kept afloat. You had better discharge some of the servants, and retrench while you do remain in it."

Then had followed the talk with Agatha, when matrimony was proposed as a certain and sure remedy for these present ills: a cure the young man disdained with anger.

Mrs. Lawrence kept to her room, and was too ill to listen to business details, even if she could have helped in any way, which she could not. She fancied now, like many another woman, that her husband had been her only delight in life, and that there was nothing left. When Agatha suggested that she had been very short-sighted to consent to mortgaging Hope Terrace, she cried, and said "she would have given up every thing for him, and now that he was gone she wanted no fortune,—she should never leave her room again until she was carried."