“Of course I’m not.”

“There is no one looking. Kiss me.”

“Banking!” Mathis was saying. “What is it but usury? Bankers are money lenders, usurers. But because they lend other people’s money or money that does not exist, they have a pretty name. They are still usurers. Once, usury was a mortal sin and an abomination, and to be a usurer was to be a criminal for whom there was a prison cell. To-day the usurers are the gods of the earth and the only mortal sin is to be poor.”

“There are so many poor people,” said Mr. Kuvetli profoundly. “It is terrible!”

Mathis shrugged impatiently. “There will be more before this war is finished. You may depend upon it. It will be a good thing to be a soldier. Soldiers, at least, will be given food.”

“Always,” said Madame Mathis, “he talks nonsense. Always, always. But when we get back to France it will be different. His friends will not listen so politely. Banking! What does he know about banking?”

“Ha! That is what the banker likes. Banking is a mystery! It is too difficult for ordinary men to understand.” He laughed derisively. “If you make two and two equal five you must have a lot of mystery.” He turned aggressively to Graham. “The international bankers are the real war criminals. Others do the killing but they sit, calm and collected, in their offices and make money.”

“I’m afraid,” said Graham, feeling that he ought to say something, “that the only international banker I know is a very harassed man with a duodenal ulcer. He is far from calm. On the contrary, he complains bitterly.”

“Precisely,” said Mathis triumphantly. “It is the System! I can tell you …”

He went on to tell them. Graham picked up his fourth whisky and soda. He had been playing bridge with the Mathises and Mr. Kuvetli for most of the afternoon and he was tired of them. He had seen Josette only once during that time. She had paused by the card-table and nodded to him. He had taken the nod to mean that José had risen to the news that Banat had money in his pocket and that sometime that evening it would be safe to go to Banat’s cabin.