"Certainly, sir."

"That will do, you may go."

"I beg your pardon, sir," I muttered hesitatingly, "I hope you will forgive me, sir, but the fact is I have ventured to take a liberty with you this morning, sir."

"Ah!" He started and looked at me with piercing eyes.

"It's this way, sir," I said quickly, "I'm a saving man, sir, and I've always wished to have an account at a real bank, sir, not a post-office. Well, sir, I went into a bank while I was out just now, but they would not let me open an account without a reference. So—so I dared to give them your name, sir. I hope you'll excuse me, sir."

His eyes bored through me like a pair of gimlets. "How much money have you saved?" he demanded.

"Nine pounds, sir. Here is the ticket!" I eagerly handed him the slip.

He glanced at it, and his face cleared immediately.

"That is all right, Brown!" he said, smiling slightly. "If they apply to me, I shall try to satisfy them that they have secured a worthy client. Good luck to you, my man, I am glad to know you are thrifty."

It is a curious thing how tenacious of life one's conscience is. My master looked at me so kindly, that I felt a perfect brute for having so mercilessly deceived him, and I vow that for one fateful moment I was on the point of voicing my compunction.