27. Define credit.

28. By what means is credit information furnished?

29. Distinguish credit and capital.

30. Are forged negotiable instruments void or voidable?

31. Is a bank liable for paying forged checks, or must the depositor whose signature is forged stand the loss?

32. If a forgery is not reported by a depositor until six months after it was committed, who must stand the loss?

33. Is a bank liable if it pays a bona fide holder a check payable to bearer?

34. Under what laws are national banks created?

35. Does the United States Constitution expressly provide for the creation of national banks?

36. What United States officer has supervision over national banks?