“Not that old codger. He’d keep ’em under his own eye. He wouldn’t trust a bank like he would himself. Humph! I know his kind.

“Why,” continued Pete, excitedly, “that old feller at Bylittle is another one just like him. These old-timers dug gold, and made their piles half a dozen times, and never trusted banks–there warn’t no banks!”

“Not in them days,” admitted Ratty. “But there’s a plenty now.”

“You say yourself he’s got the chest.”

“Sure! I seen it once or twice. Old Spanish carving and all that. But I bet there ain’t much in it, Pete.”

“You’d ought to have heard that doddering old idiot, Lonergan, talk about it,” sniffed Pete. “Then your mouth would have watered. I tell you that’s about all he’s been talkin’ about the last few months, there at Bylittle. And I was orderly on his side of the barracks and heard it all.

“I know that the parson, Mr. Tooley, was goin’ to write to this Cap Rugley. Has, before now, it’s likely. Then something will be done about the treasure—”

“Waugh!” shouted Ratty. “Treasure! You sound like a silly boy with a dime story book.”

The puncher evidently did not believe his friend knew what he was talking about. Pete glowered at him, too angry to speak for a minute or two.

Frances began to worm her way back through the brush. She put the biggest trees between her and the ford of the river. When she knew the two men could not see or hear her, she ran.