The "Merry Maid" now lay at anchor along a stretch of sandy beach, in a cove formed by a point of land that jutted out into the bay. It was the quietest spot Tom Curtis could find in the vicinity. But the landing was so near the mouth of the great Chesapeake Bay that, should a storm blow in from the Atlantic Ocean, the houseboat would probably be lashed by the waves. There was no shade along the beach, so Mrs. Curtis had transformed the houseboat into a charming Japanese pagoda. Mammoth Japanese umbrellas were swung above the decks. The latter were covered with pretty straw mats. There was a dainty green tea table securely fastened near the stern, with half a dozen green chairs near it. The window boxes around the upper deck of the boat had been refilled with bright scarlet geraniums and nasturtiums, as they would bloom until late in the autumn. Fresh draperies hung at the little cabin windows. Wrought-iron lamps, holding beautiful yellow-tinted glass globes, were attached to the outside cabin walls, so the entire deck of the houseboat could be lighted at night. Indeed, "The Merry Maid" presented a far more elaborate appearance than she had worn during the first of the houseboat vacations.

It was small wonder that the four girls sighed from pure content. Mrs. Curtis had not spent a great deal of money in re-decorating the little boat, she did not wish her guests to feel under any obligation to her, but she had made their holiday craft as attractive as possible, and had stored their small larder with all the good things she could find to eat.

"Miss Jenny Ann!" exclaimed Madge impulsively for the second time in five minutes, "do you think it is wrong to dislike people very, very much?"

The little captain's expression had entirely changed. She was frowning as though recalling something unpleasant.

"I suppose it is," answered Miss Jones gravely. She knew that Madge's likes and dislikes were not unimportant—they were so intense that they were likely to change not only the course of the girl's whole life but to influence the circumstances of the people about her.

"I am sorry," answered Madge, "because I have taken a dreadful dislike to that Flora Harris whom we met at the ball the other night. I wish that Tom had not asked us to invite her to the houseboat this afternoon. I did not like to refuse him, but I wish that I never had to see her again."

Madge returned to her sweeping with redoubled ardor. She acted as though she were trying to sweep the objectionable Miss Harris off of the houseboat.

"Don't take a rude speech so to heart, my dear," remonstrated Miss Jenny Ann. "Really, Miss Harris isn't worth it. It's dreadful to have a long list of grudges; it only hurts one to remember them."

Madge listened politely, though she didn't appear convinced by their chaperon's remarks. Wilful Madge was never convinced except by experience.

"I don't hate the Harris girl just because she made one rude speech, Miss Jenny Ann," she returned; "I hate her because she is hateful! She was impolite to us, and a sneak not to tell Tom Curtis what she had said about us. Then she is very haughty and proud because her father is a prominent officer at Fortress Monroe. She treated us as though we were nobodies from nowhere!"