Gwen was in the carriage now, and the train was just starting. She spoke on the impulse of the moment, and Clement Arkwright never forgot the look of despairing hopelessness on her face as she held out her hand to him.

'Good-bye—we are off. You told me once that I would bring disaster upon myself by my obstinate wilfulness. I have done so. You warned me on the steamer against Mr. Montmorency. But I would not listen, and he has ruined the whole lot of us.'

The train steamed out of the station, and Clement Arkwright turned away with a grave, thoughtful face.

'Poor Gwen! Yet it will be the making of her, if she can once be got to confess that her judgment is not infallible. I should like to get hold of that scoundrel!'

It was about five o'clock when Gwen reached Brambleton. She left her luggage at the station, and tramped through the driving rain and wind with fierce indifference, arriving at Jasmine Cottage with drenched garments, and weary, footsore feet.

The lamps were lighted in the drawing-room, and the shutters were not closed. Gwen stepped quietly up to the window and looked in. It was a cosy, cheerful scene. Agatha was sitting with a smile on her face by a bright fire, knitting in hand. Clare was reading aloud on the opposite side of the fireplace, and Elfie in her favourite position on the low fender-stool, tempting a grey Persian kitten to perform acrobatical antics with Agatha's ball of wool.

'How changed will be the scene a few minutes later!' thought Gwen bitterly, and she knocked sharply at the door. It was opened by a maid who had superseded Jane, and who looked suspiciously at the drenched figure.

'You have mistaken this for the vicarage,' she said superciliously. 'If you want shelter or food, you will get it there!'

Gwen swung her aside with a quick impatient laugh, and opened the drawing-room door. In another moment, with cries of astonishment and delight, her sisters were caressing and welcoming her; but she pushed them away from her.

'Let me tell you how I come back first,' she said sharply. 'You will not give me such a hearty welcome when you know. I have ruined Walter; the gold company has been a big swindle, and every penny of our money has all gone. Now what do you say to me?'