Fred has not yet married; but there is no reason to believe him inconsolable. It is rather the embarrassment of choice than any other motive which keeps him single.

Aunt Caroline, having married all her daughters to her satisfaction, continues to reign supreme in certain circles at Lancaster Gate. She speaks with the greatest respect of her niece, Lady Watergate, though she has been heard to comment unfavourably on the shabbiness of the furniture in Sussex Place.

As for Darrell, shortly after Phyllis's death, he went to India at the invitation of the Viceroy and remained there nearly two years.

It was only the other day that the Watergates came face to face with him. It was at a big dinner, where the most distinguished representatives of art and science and literature were met. Gertrude turned pale when she saw him, losing the thread of her discourse, and her appetite, despite her husband's reassuring glances down the table.

But Darrell went on eating his dinner and looking into his neighbour's eyes, in apparent unconsciousness of, or unconcern at, the Watergates' proximity.

The Maryons continue in the old premises, increasing their balance at the banker's, and enlarging their experience of life.

The Photographic Studio is let to an enterprising young photographer, who has enlarged and beautified it beyond recognition.

As for the rooms above the umbrella-maker's: the sitting-room facing the street; the three-cornered kitchen behind; the three little bed-rooms beyond;—when last I passed the house they were to let unfurnished, with great fly-blown bills in the blank casements.

THE END.