I saw the solicitors of the company, and with them saw the secretary, when it was arranged that I should accept the terms, see the writer, give the guarantee, and follow up the investigation as it might seem to me expedient, drawing from the company such expenses and remuneration as I might think necessary to incur. After the advertisement, and one or two preliminary letters, I met the writer of the first letter at an appointed place. The writer of that letter was the widow Paterson. She was a remarkable woman, that Mrs. Paterson; by no means handsome or beautiful, yet by no means decidedly the reverse of either. She was not masculine, and she had certainly none of the delicacies of her sex. She was an unscrupulous, designing, wicked woman, cherishing and respecting her own comfort and material welfare more than any thing else. I believe she was sorry to lose her husband, but anxious to make the best use of her misfortune, and chiefly disappointed when she ascertained that his loss also involved the loss of money due to him which she expected to have had the enjoyment of in connexion with him.
When we met we were a little embarrassed. She was startled by the success of her former ruse and concealment. I was disconcerted, if not somewhat humbled, by the then evident truth that I had been all along known to her while I had been, as I thought, pumping her. This embarrassment, however, soon yielded to business. She gave me an insight into a plot of which I had hitherto not had a complete idea.
She could not positively assert that her husband had been murdered. On that head she had her suspicions, as others had. All she could say distinctly was, that the Newtons had burned down their house. The fact was, that her husband had been embarrassed. The Newtons had seen this, and proposed to him an elaborate scheme for defrauding the insurance company. The same means would also enable him to get time from his creditors, who might afterwards be arranged with, or “satisfied” by a bankruptcy, as thereafter should seem desirable. Meanwhile the Newtons and he were to take parts in the great scheme of fraud. They settled between them the extension of the premises and the burning of the manufactory, the claim upon the company, and the division of the spoil. All these arrangements had been carried out, as the reader is aware, except the last part of the programme, which was the subject of another fraud, illustrating a truth I have so frequently insisted upon—that there is no honour among thieves.
Newtons might or might not have overtaken Paterson after he left the Dove, who, being drunk, could not walk towards his home very quickly. They might or might not have pitched him over the canal-bridge into the water; but it was clear that they conceived his death gave an opportunity for cheating him, or rather his widow, out of his share of the proceeds of their joint crime. Mrs. Paterson was in her husband’s confidence about the destruction of his premises. This was a little circumstance the Newtons were unacquainted with. On the other hand, Paterson had often told them that he did not let his wife know every thing, and had so frequently spoken in disrespectful terms of the gentle sex (especially on the score of speech or intrigue), that he led them to believe his wife knew nothing about the conspiracy; but in point of fact she had been informed all about it. She had held her peace, since Paterson’s death, to see how Messrs. Newton would behave when they got the insurance money, secretly having resolved all the while that if they played her false, or did not hand over to her what she considered her fair share, or what it was arranged her husband should have, she would “let the cat out of the bag,” and assist the officers of justice in raising that firm to the level of a platform outside the county gaol, where Mr. Jack Ketch had previously been known to perform in a few dismal tragedies. When the Newtons got the money she boldly made her demand upon them. They affected to be indignant, and they menaced her with a criminal information for slander, which raised her fears a little, for she did not clearly see how she was to establish her case against them. She was lawyer enough to know that in any criminal proceedings against her, her mouth would be shut, by the forms of that branch of English jurisprudence. It required not much self-possession on her part to hold her tongue a while longer, to simulate, if not satisfaction, at least resignation, at the loss of her share of the plunder. She however determined to place herself in communication with me, in the full reliance that I could with her aid, overtake the villains, who had not been true to their compact of rascality, and get them punished, as they deserved to be, if not for their original crimes, for their want of honour to the confederate.
I listened to her story, and noted all the circumstances she could relate. I made another report, that went through the same ordeal or ceremonial which my former report was submitted to, and with about the like result. This woman’s evidence was tainted. She did not indeed want to be brought forward. She trembled under the fear of being murdered by some other confederates of the Newtons, if she were the ostensible and avowed agent of their punishment. She wanted “the thing done without using her.” It appeared to me, and to the other adviser of the insurance company, that with her evidence a prosecution of the Newtons was not a perfectly safe experiment; and that without such support an indictment was an exceedingly dangerous expedient for the company.
It is needless to observe that the disclosures of this woman rendered the fact of the Newtons’ crime doubly certain to us; but all that could still be done was to watch and wait another opportunity for bringing these wretches to justice.
The explanations which I had from Mrs. Paterson were to the effect that, although her husband was pecuniarily embarrassed at the time when he sold the business, a large portion of the money owing was money that he held as trustee, and which, being in the funds, railway stocks &c., he had the exclusive management of, having taken all the securities several years ago out of the hands of the lawyers concerned in the trust. There was no one to check his malversation, and by the simple expedient of keeping the interest paid, he escaped detection. At length, finding that the affair was getting beyond his control, the means of his permanently concealing it being rendered more and more difficult by its magnitude, and the fact that losses in trade, perhaps the interest upon the lost capital, swelled up an awful total, he took the Newtons into his confidence, and the set devised a scheme for colourably selling his stock-in-trade, fixtures, good-will, &c., &c., for extending the premises, and so forth, and burning the place down, so as to realise a large sum in ready money—considerably more than the value of the things insured. By these means he hoped to retrieve his position as trustee, and put a tidy sum of money in his own pocket—his confederates, the Newtons, of course also profiting somewhat largely.
Paterson was a peculiar and self-reliant man. Moreover, he could not rely upon getting any solicitor to enter into such a confederacy. It is absolutely certain that if he could induce any one in the legal profession to join in such a villanous compact, he would have been the very lowest among low attorneys. He would in all probability have known sufficiently well how to screen himself, and also how to swallow and retain the lion’s share of the plunder. All these things were evident to Mr. Paterson, so he kept the bills of exchange which the Newtons had given him in his own hands, and dreading burglary, or the fraudulent and surreptitious removal of them from the apartments he now occupied during his absence, if an opportunity of any kind were furnished, he usually carried these documents about with him in his pocket-book when he left home. This was, of course, a dangerous plan, and one that any honest man in an ordinary position would not adopt; but perhaps, after all, it was the safest for such a man as Paterson in the position he then stood.
The Newtons knew of Paterson’s fraudulent trusteeship. They were sufficiently in his confidence to have obtained nearly all the information which enabled them to keep him at arm’s length. And of course Paterson also knew of the exaggerated claim which had been presented to the insurance company, based upon inventories and papers supplied to them by him on the transfer of the business. It is hard to say that either was more deeply implicated in the villany than the other; although it is clear that Paterson, who stood behind the scenes and was screened from observation by the prominent defrauders, was, in reality at least, as deep, and perhaps more deeply, involved in the swindle and arson than either of the Newtons. The situation of the parties towards each other was not very unlike that thieves ordinarily stand in. One had reason to fear the other, and there was in consequence mutual jealousy, distrust, and apprehension.
After leaving the Dove, I had no doubt that the Newtons hastened in the direction that Paterson had, go homewards, and succeeded in overtaking him; that, being partially intoxicated he was easily grasped and held by his whilom confederates, one of whom probably held his hand over the victim’s mouth while the other hastily seized his pocket-book, removed from it the acceptances which had been given him on the transfer of the business, &c., after which he was pitched into the water. When taken from the canal and searched, a pocket-book was found upon the person of the murdered incendiary, and in it all the papers that he was known to carry except the acceptances, which were, to the mind of Mrs. Paterson, painfully conspicuous by their absence.