The old man did not, however, set up in business immediately, because the house or hovel was not at once rebuilt. The owner of the land formed a notion of erecting upon it a more elegant structure than the one which had been destroyed, and the former tenant could not tell whether he would be able to occupy the old site or not.

Messrs. Keeling and Co., of the “Temple of the Muses,” complained very bitterly about the destruction of their premises and stock, just as they were on the threshold of deriving the advantage of their invested capital and labours over the dreary season. They made a formal complaint to the local authorities as to the construction of the building, and contended that if similar arrangements to those which prevailed in the metropolis had existed in B——, that is to say, if, for instance, proper party-walls had been erected between all the edifices in the town of B——, the “Temple of the Muses” would not have been ignited by the fire in the adjoining hovel. In fact, Mr. Keeling pretty extensively ventilated the grievance of his firm, although it never transpired who was represented by the “Co.” He also, of course, commented with very legitimate warmth upon the wretched condition of the town fire-engine, and on the lack of means for extinguishing the flames before they had acquired a hold over the premises.

It is perhaps unnecessary to say that after this fire my inquiries were pursued with great vigilance, and that a careful watch was kept upon Mr. Keeling and upon Mr. Cross.

I advised the company to adopt a bold course; but the solicitors to whom this advice was directly given, in the first place, hesitated about endorsing it. The secretary of the company, whom I had reason to see on more than one occasion, for the purpose of examining the papers sent in by Messrs. Keeling and Co. when the assurance was effected, also shared the timidity of the company’s legal advisers. Still I was told to pursue my investigations, and I did so.

A correspondence ensued between Mr. Keeling and the secretary of the company immediately after the fire. The secretary was rather wily, but Mr. Keeling was as acute. After some parleying, and the exchange of one or two letters, the secretary, in a fit of impatience, told Mr. Keeling that the company had their doubts about the bonâ fides of his claim, and that he thought it was possible it might be resisted.

On receiving this intimation from the secretary, Mr. Keeling was indignant, and demanded an interview with the board of directors.

The garrulity of the old agent had given this man confidence. He thought he saw in that, and in other circumstances around him, enough to warrant him in a confident belief that his crime was unsuspected. Or he may have argued with himself that safety lay in a bold attitude and tone. So he adopted that kind of tone and attitude. He was informed, in reply to his demand, that he could not see the board, but that he might see the secretary on any day and hour he chose to appoint.

I should explain that this interview was part of my plan. The secretary was disposed to refuse to see the incendiary at all, but I overruled his objections to the meeting.

I had, previous to the appointment for this interview being made and kept, two or three very deliberate and somewhat anxious conferences with the solicitor and the secretary of the company. They were for adopting an exceedingly cautious policy. I was still for taking bold steps. I recommended the arrest of Mr. Keeling at once, suggesting, in support of that measure, that in all probability, if I did so, the other members of his gang would fly, and that evidence of guilt sufficient, at all events, to rebut any claim at common law for the insurance money, would be thus obtained. Indeed, I thought, in all probability, it would never be attempted to enforce the claim. This, I argued, would be the ultimate consequence, even should Mr. Keeling slip through the hands of the hangman or the convict-warder; but added, that I thought there was little doubt, if Mr. Cross, Mr. Keeling, and the old man and woman, the tenants of the hovel, were all arrested, I could get evidence enough to convict the lot—if in no other way, partially by the confession of one of the set. I added, for the instruction and enlightenment of my auditors and employers, and as the climax of my reasoning, that I never yet knew a case in which a gang or a lot of confederates in crime were seized, that there was not a perfect race between them in tendering Queen’s evidence. I could not lead the convictions of the solicitor and secretary up to the point of my demonstration or argument, but they agreed to allow me a tolerably wide discretion in my personal conversation with Mr. Keeling at the interview.

One Monday morning, at eleven o’clock, Mr. Keeling walked into the insurance office. He certainly looked very unlike Mr. Henry Newton. The clean shaven face of the manufacturer near Dunstable was now ornamented by carefully trimmed hirsute appendages. The sober garb of the straw-bonnet manufacturer had given place to the swell costume of the proprietor of the “Temple of the Muses,” who dressed, I may remark en passant, in good clothes. Some people might say he looked the gentleman, although to my eye he looked just what he was—a consummate, perfect type of arch-villany. He was cool and collected. I was at least as calm as he was on the outside, and I warrant much calmer inside.