[§9.] By whom are canal affairs managed?

[§10.] What states are most noted for their canals?

[§11.] By whom are rail-roads usually constructed? Why is an act of incorporation necessary?

[§12.] What does the act provide?

[§13.] How is the capital, or stock, raised? What officers are chosen, and by whom?

[§14.] What is the nature of these certificates of stock?

[§15.] How do stockholders expect to be refunded? What are dividends? When are stocks at par? When above or below par?

[Chapter XXIV.]

[§1.] Where were the first banks? and whence is the name derived?

[§2.] By what authority are our banks established? How is the capital stock raised?