"Yes, I've been wretchedly ill; for years now, it seems," he replied.

They sat down before the fire. Old Mrs. Waterlow, she told him, was away on a visit to Chislebridge, from which she was to return that evening at six o'clock. It was only four. He had two hours before him, and he felt that in them he was to be very happy. They talked and talked. He saw that she liked him and expected him to stay on and talk. All the magic and elation and sense of discovery and adventure was with him as on their first encounter. She knew him, he found, so much better than he could have guessed. She had read everything he had written. She appreciated so finely; she even, with a further advance to acknowledged friendship, criticized, with the precision and delicacy expressed in all that she did. And the fact that she liked him so much, that she was already so much his friend, gave him his right to let her see how much he liked her. The two hours were not only happy; they were the happiest he had ever known.

The clock had hardly struck six when old Mrs. Waterlow's cab drove up.

"Don't go; mamma will so like to see you," said Mrs. Waterlow. "She so enjoyed that little visit you paid her over a year ago, you know."

This was the first reference that had been made to the visit. He wondered if she guessed what it had done for their friendship.

Old Mrs. Waterlow came in, wearing just such a delightful, flowing black satin cloak and deep black satin bonnet as he would have expected her to wear. And seeing him there with her daughter-in-law, she paused, as if arrested, on the threshold. Then, her eyes passing from the tea-table and its intimacy of grouping with the two chairs they had risen from, and resting brightly on her daughter's face, where she must read the reflection of his happiness, Owen saw that she cast off a scruple, came to a decision, and renewed the impulse that had brought her up the stairs, he now realised, at an uncharacteristic speed.

"My dear Cicely," she exclaimed, after she had greeted him, "you've lost your wager!"

Cicely Waterlow gazed at her for a moment and then she flushed deeply.

"Have I, mamma?" she said, busying herself with the kettle. "Well, that pleases you, and doesn't displease me. You'll want some tea, won't you?"

"Yes, indeed, I want some tea. But you'll not put me off with tea, my dear. I want to talk about my wager, too; and Mr. Stacpole will want to hear about it, for it was his wager as well. You did say that you felt convinced that I was safe in my haven, didn't you, Mr. Stacpole? Well, I've lost it, and I'm not at all pleased to have lost it. I'm triumphant, if you will, but savage, too. You'll forgive me, I know, Mr. Stacpole, if I'm savage with your cousin when I tell you that she has been inspired with a black satin suite and mahogany furniture and bead-work since seeing Cicely's new drawing-room in Chislebridge."