As they wait in front of the Dominion Bank, Mr. Cobbe joins them.

"Good morning, ladies; won't you turn west, and have a promenade, Elaine?"

"No, thank you. Time has gone too fast for us already."

"O, pshaw! I want to speak to you. When do you return to New York, Mrs. Dale?" he says pointedly; disliking her, and feeling freer at Holmnest in her absence.

"I have not the remotest idea, Mr. Cobbe, indeed," she added, in return for his; "we may take dear little Holmnest off Mrs. Gower's hands if she carries out her present intention to leave Canada for a time."

"Leave Canada!" he exclaims, flushing.

"Please, stop the car, Philip, quick."

"What does it mean, Elaine?" he whispers, seeing them on board; but the bell rings, and off they go. Two yards distant, and he calls out, "I shall be up after office hours."

"Talk of cruelty to animals. I gave him a blow, but he richly deserves it. But I do believe, Elaine, you are sorry for him," she says in amazement, and under cover of the noise of travel.

"I am. He is his worst enemy. Yes, I am sorry for his weak, vain nature. A man without stability of character, in our stirring times, is of no more account than are the soap-bubbles blown by a little child."