On the side of a dark-rolling river, half buried among willows and rushes, stood a small cottage. Suspended before the door was a large bell, the rope of which swung backwards and forwards in the breeze.

The road which passed the cottage consisted of two huge ruts, with grass growing in the space between; it ended at the river bank.

To this bank were chained two boats—​the one a kind of barge adapted for the carrying of vehicles and large burdens; the other one of those small flat-bottomed boats which may be propelled either by oar or pole and which are called punts.

It was Stoke Ferry, the most desolate of all spots on the river as it passes on its course to the sea. The cottage was the residence of the ferryman—​the bell was rung by those who wished to be ferried over to the other side.

Some years previously the house and ferry had been put into the auction-room. An old man whom nobody knew had bought them, and had lived there since that day.

He was never seen outside his door, except to ply his calling as a ferryman, and once a month to go to London, where he would always remain a night and return the next day with a face, they said, more pale and stern than before.

He had no servant in the house to help him; he did all his washing and cleaning himself; he took his meat from the butcher, his bread from the baker, and his milk from the farmer’s man at the door. He was only known by the name of the Stoke Ferryman.

His habitation was well suited to a misanthrope; it was surrounded by barren fields, exposed to cold winds, and in the winter the river would flood his garden, and would beat against his primitive residence, the walls of which were mossy and green from damp.

The neighbours looked with astonishment upon this man as a sort of natural curiosity. He remained buried in solitude within sight of men; he dwelt amongst waters, and seemed to live in eternal cold and darkness, for no lights ever shone from his windows—​no smoke ever rose from his chimney.

When there was a dearth of scandal—​it was not often this was the case—​but when there was a lull in this respect, the gossips would always fall back upon the Stoke Ferryman.