Private Houses 4,638
Lodgings 1,304
Victuallers 715
Sale Shops and Offices 701
Carpenters and Workers in Wood 621
Drapers, of Woollen and Linen 372
Bakers 311
Stables 277
Cabinet Makers 233
Oil and Color men 230
Chandlers 178
Grocers 163
Tinmen, Braziers, and Smiths 158
Hooses under Repair and Building 150
Beershops 142
Coffee-shops and Chophouses 139
Brokers and Dealers in Old Clothes 134
Hatmakers 127
Lucifer-match makers l20
Wine and Spirit Merchants 118
Tailors 113
Hotels and Club-houses 107
Tobacconists 105
Eating-houses 104
Booksellers and Binders 103
Ships 102
Printers and Engravers 102
Builders 91
Houses unoccupied 89
Tallow-chandlers 87
Marine store Dealers 75
Saw-mills 67
Firework Makers 66
Warehouses 63
Chemists 62
Coachaakers 50
Warehouses (Manchester) 49
Public Buildings 46
If we look at the mere number of fires irrespective of the size of the industrial group upon which they committed their ravages, houses would appear to be hazardous according to the order in which we have placed them. Now, this is manifestly absurd, inasmuch as private houses stand at the head of the list, and it is well known that they are the safest from fire of all kinds of tenements. Mr. Brown, of the Society of Actuaries, who has taken the trouble to compare the number of fires in each industrial group with the number of houses devoted to it, as far as he could find any data in the Post-office Directory, gives the following average annual percentage of conflagrations, calculated on a period of fifteen years:—
Lucifer-match makers 30.00
Lodging-houses 16.51
Hatmakers 7.74
Chandlers 3.88
Drapers 2.67
Tinmen, Braziers, and Smiths 2.42
Carpenters 2.27
Cabinet Makers 2.12
Oil and Color Men 1.56
Beershops 1.31
Booksellers 1.18
Coffee-shops and Coffee-houses 1.20
Cabinet Makers 1.12
Licensed Victuallers .86
Bakers .75
Wine Merchants .61
Grocers .34
It will be seen that this estimate in a great measure inverts the order of "dangerous," as we have ranged them in the previous table, making those which from their aggregate number seemed to be the most hazardous trades appear the least so, and vice versâ. Thus lucifer-match makers have a bad pre-eminence; indeed, they are supposed to be subject to a conflagration every third year, while the terrible victuallers, carpenters, mercers, and bakers, at the top of the column, shrink to the bottom of the list. These conclusions nevertheless are only an approximation to the truth, since it is impossible to procure a correct return of the houses occupied by different trades. Even if a certain class of tenements is particularly liable to fire, it does not follow that it will be held to be very hazardous to the insurers. Such considerations are influenced by another question, Are the contents of houses forming the group of that nature that, in case of their taking fire, they are likely to be totally destroyed, seriously, or only slightly damaged? For instance, lodging-houses are very liable to fire, but they are very seldom burnt down or much injured. Out of 81 that suffered in 1853 not one was totally destroyed; only four were extensively affected; the very large majority, 77, were slightly scathed from the burning of window and bed curtains, &c. Among the trades which are too hazardous to be insured at any price are—we quote from the Tariff of the "County Fire-office,"—floor cloth manufacturers, gunpowder dealers, hatters' "stock in the stove," lamp-black makers, lucifer-match makers, varnish-makers, and wadding-manufacturers; whilst the following are considered highly hazardous,—bone-crushers, coffee-roasters, composition-ornament makers, curriers, dyers, feather-stovers, flambeau-makers, heckling-houses, hemp and flax dressers, ivory-black makers, japanners and japan-makers, laboratory-chemists, patent japan-leather manufacturers, lint-mills, rough-fat melters, musical-instrument makers, oil and color men, leather-dressers, oiled silk and linen makers, oil of vitriol manufacturers, pitch-makers, rag-dealers, resin-dealers, saw-mills, seed-crushers, ship-biscuit bakers, soap-makers, spermaceti and wax refiners, sugar-refiners, tar dealers and boilers, thatched houses in towns, and turpentine-makers.
It is a notable fact that the city of London, which is perhaps the most densely inhabited spot the world has ever seen, has long been exempt from conflagrations involving a considerable number of houses. "The devouring element," it is true, has made many meals from time to time of huge warehouses and public buildings; but since the great fire of 1666 it has ceased to gorge upon whole quarters of the town. We have never had, since that memorable occasion, to record the destruction of a thousand houses at a time, a matter of frequent occurrence in the United States and Canada—indeed in all parts of Continental Europe. The fires which have proved fatal to large plots of buildings in the metropolis, have in every instance taken place without the sound of Bow bells. A comparison between the number of fires which occurred between the years 1838 and 1843, in 20,000 houses situated on either side of the Thames, shows at once the superior safety of its northern bank, the annual average of fires on the latter being only 20 against 36 on the southern side. For this exemption we have to thank the great disaster, if we might so term what has turned out a blessing. At one fell swoop it cleared the city, and swept away for ever the dangerous congregation of wooden buildings and narrow streets which were always affording material for the flame.
The means to be adopted to prevent the flames spreading, resolve themselves into taking care not to open doors or windows, which create a draught. The same rule should be observed by those outside; no door or glass should be smashed in before the means are at hand to put out the fire.
Directions for aiding persons to escape from premises on fire.
1. Be careful to acquaint yourself with the best means of exit from the house both at the top and bottom.
2. On the first alarm reflect before you act. If in bed at the time wrap yourself in a blanket, or bedside carpet; open no more doors or windows than are absolutely necessary, and shut every door after you.
3. There is always from eight to twelve inches of pure air close to the ground: if you can not therefore walk upright through the smoke, drop on your hands and knees, and thus progress. A wetted silk handkerchief, a piece of flannel, or a worsted stocking drawn over the face, permits breathing, and, to a great extent, excludes the smoke.