"Perhaps you think I haven't got the money. See for yourself," and Gerald displayed three glittering sovereigns.

"Are they all yours?" Teddie asked in amazement.

"Yes. It was my birthday yesterday; mother and father each gave me one, and Uncle Dick the other. You've only to say the word and two of them are yours. You have such a lot of pets, you won't miss your rabbits."

But Teddie was not to be tempted. He shook his head, smiling a little scornfully. Almost instantly, however, the smile changed into a look of alarm. One of the coins slipped from its owner's hand, rolled along the pathway, and before either of the boys could stop it, fell down the grating of a drain. For a moment Gerald, too, looked pale; then he broke into a laugh.

"It can't be helped," he said, "and there's plenty more where that came from. The worst of it is, mother told me not to carry the money about with me; but she'll give me another sovereign quick enough if I ask her. My father, you know, is one of the richest men about here."

He said it boastingly, and Teddy, having left his schoolfellow where the road branched off to their respective homes, went on his way, on that sunshiny June afternoon, thinking, rather seriously, how pleasant it must be to be as rich as Gerald. True, he had a great deal to make him happy; but, though comfortably off, his parents were not rich, and Teddie's mind dwelt longingly on the pony, the beautiful little tricycle, and handsome gold watch, of which Gerald was the proud possessor.

On reaching home, Teddie went straight to the drawing-room to find his mother. But a visitor was with her, and he had to wait before he could ask her to put on her hat and go out in the garden with him. He took up a book and sat down quietly. In a few minutes, however, his attention was caught by the conversation between the two ladies.

Mrs. Taylor, the visitor, told a sad story of a working-man, who, in consequence of an accident, had been unable to earn a penny for several weeks. His wife was also in bad health, and she and her seven young children were in great distress. Mrs. Taylor was trying to collect some money to relieve the poor woman till her husband was again able to work, and she asked Mrs. Braham for a subscription. To Teddy's surprise, she answered,—

"I am sorry that I cannot help you in the matter."

"But the smallest sum will be acceptable," said Mrs. Taylor; "five shillings, or even half-a-crown."