XI. No policy is to be extended, or construed to extend to the assurance of any hazardous buildings or goods, unless they are expressly mentioned in the policy, and the respective premium for such assurances be paid for the same.
XII. No loss or damage by fire happening by any invasion, foreign enemy, or any military or usurped power whatsoever, is to be made good.
XIII. All persons assured by this corporation, are, upon any loss or damage by fire, forthwith to give notice thereof by letter or otherwise, to the Directors or Secretary, at their office in the Royal Exchange, London; and within fifteen days after such fire, deliver in as particular an account of their loss or damage, as the nature of the case will admit of, and make proof of the same, by the oath or affirmation of themselves, and their domestics, or servants, and by their books of accompts, or other proper vouchers, as shall be required; and also to procure a certificate under the hands of the Minister and Church-wardens, together with some other reputable inhabitants of the parish, not concerned in such loss, importing, that they are well acquainted with the character and circumstances of the sufferer or sufferers; and do know, or verily believe, that he, she, or they, have really and by misfortune, sustained by such fire, the loss and damage therein mentioned. And in case any difference shall arise between the corporation and the assured, touching any loss or damage, such difference shall be submitted to the judgment and determination of arbitrators indifferently chosen, whose award in writing shall be conclusive and binding to all parties. And when any loss or damage is settled and adjusted, the sufferer or sufferers are to receive immediate satisfaction for the same.
In adjusting losses on houses, no wainscot, painting, sculpture, or carved work, is to be valued at more than three shillings per yard.
Any larger sum, and some of the goods excepted in the preamble, may be assured by special agreement.
For the timely assistance of such as are assured, this corporation has several engines and men, with proper instruments to extinguish fires, and also porters for removing goods, each of whom has a badge, upon which is the figure of the Royal Exchange, and the badges are all numbered; of which all persons are desired to take notice who intrust them with goods, or have any complaint to make. The same figure is fixed on buildings assured by this corporation.
The Royal Exchange Assurance office is under the management of a Governor, Sub-Governor, Deputy-Governor, and twenty-four Directors; besides whom there are a Treasurer, a Secretary, an Accomptant, and several Clerks.
Royal Mews. See the article Mews.
Royal Oak alley, 1. Barnaby street. 2. Ratcliff.
Royal Oak court, 1. Kent street, Southwark.* 2. Parker’s lane, Drury lane.* 3. Peak street, Swallow street.*