Having been rather unfortunate in some speculations of late, I find I am unable to meet the demands of a tradesman, who positively says he cannot remain longer without a settlement of his account. He threatens proceedings, which just at present would prove very disagreeable. Could you, without inconvenience, oblige me with the loan of 20l. for a month?

Yours ever,

Seth Jones.


Reply, granting the Loan.

18, Stanhope Gardens, January 11th, 187—

Dear Jones,

There is nothing so annoying as to be threatened with proceedings. Perhaps you have not replied civilly to your tradesman's demand for payment; generally speaking, if you do so, they are not pressing. I enclose you a cheque for 20l., and shall be glad if you will dine with me this evening. Bring your I. O. U.

Yours ever,

Saml. Rogers.