The banker shifted some books on the table, then suddenly he slipped up to Holm, laid one hand on his shoulder and said:

"We haven't always got on as well as we might together, Holm; circumstances have sometimes been against our friendly co-operation; but don't you think, now, we might forget all that and try to start on a more friendly footing? We're both old enough now to be glad of peace and amity, and our new relations ought to bring us closer together—what do you say?"

Holm was quite taken aback; he had never seen the banker in this mood before; the man was positively getting sentimental. He had unbuttoned his coat, and his voice was quite gentle.

"It shan't be my fault if we don't, Hermansen. I'm willing to let bygones be bygones. Time cures all sorrows—patches up a doubtful balance-sheet, as you might say——"

"My dear Holm, pray don't mention it."

"Well, well, it might have been worse—as the auditor said. You're in luck's way, though, Hermansen. I've had the honour of some slight acquaintance with your fiancée in former days."

"No, really! Where did you meet her?"

"Oh, it was some years ago—we met at the house of some mutual friends—abroad. A noble woman, Hermansen, a woman of splendid character."

"One might almost think you'd been my competitor there, Holm, what?" said the banker, with a laugh.

"Why, I won't say but I might have been inclined.... But the lady—er—showed better taste, worse luck," answered Holm, with a bow.