"His firm carries great weight. Well, we're all in it here, sink or swim; aren't we, Carlin?"

Carlin nodded emphatically, and his wife gave an anxious little sigh.

"And what's to be the end of it?" asked Mrs. Dennison.

"Ten per cent," said Carlin, with conviction. He could not have spoken with more utter satisfaction of the millennium.

"The end?" echoed Ruston. "Oh, I don't know."

"At least he won't say," said Carlin admiringly.

Mrs. Dennison rose to go, engaging the Carlins to dine with her—an invitation accepted with some nervousness, until the extension of it to Ruston gave them a wing to come under. Ruston, with that directness of his that shamed mere dexterity and superseded tact, bade Carlin stay where he was, and himself escorted the visitor to her carriage. Half-way down the garden walk she looked up at him and remarked,

"I expect you're the end."

His eyes had been wandering, but they came back sharply to hers.

"Then don't tell anybody," said he lightly.