"I was looking at it in a public light."

"Exactly. A man who has an income, and never spends it, need not trouble himself with private views as to the money market." Mr. Traffick rubbed his hands, and asked whether the new buildings at the back of the Lombard Street premises were nearly finished.

Mr. Traffick's economy had a deleterious effect upon Gertrude, which she, poor girl, did not deserve. Sir Thomas, deeply resolving in his mind that he would, at some not very distant date, find means by which he would rid himself of Mr. Traffick, declared to himself that he would not, at any rate, burden himself with another son-in-law of the same kind. Frank Houston was, to his thinking, of the same kind, and therefore he hardened his heart against Frank Houston. Now Frank Houston, could he have got his wife with £6,000 a year,—as Mr. Traffick had done,—would certainly not have troubled the Tringle mansions with too much of his presence. It would have been his object to remove himself as far as possible from the Tringles, and to have enjoyed his life luxuriously with the proceeds of his wife's fortune. But his hopes in this respect were unjustly impeded by Mr. Traffick's parsimony. Soon after leaving the hotel in the Tyrol at which we lately saw him, Frank Houston wrote to his lady-love, declaring the impatience of his ardour, and suggesting that it would be convenient if everything could be settled before Christmas. In his letter he declared to Gertrude how very uncomfortable it was to him to have to discuss money matters with her father. It was so disagreeable that he did not think that he could bring himself to do it again. But, if she would only be urgent with her father, she would of course prevail. Acting upon this Gertrude determined to be urgent with her father on his second coming to Merle Park, when, as has been explained, Sir Thomas was in a frame of mind very much opposed to impecunious sons-in-law. Previous to attacking her father Gertrude had tried her hand again upon her mother, but Lady Tringle had declined. "If anything is to be done you must do it yourself," Lady Tringle had said.

"Papa," said Gertrude, having followed him into a little sitting-room where he digested and arranged his telegrams when at Merle Park, "I wish something could be settled about Mr. Houston."

Sir Thomas at this moment was very angry. Mr. Traffick had not only asked for the loan of a carriage to take him into Hastings, but had expressed a wish that there might be a peculiar kind of claret served at dinner with which he was conversant and to which he was much attached. "Then," said he, "you may as well have it all settled at once."

"How, papa?"

"You may understand for good and all that I will have nothing to do with Mr. Houston."

"Papa, that would be very cruel."

"My dear, if you call me cruel I will not allow you to come and talk to me at all. Cruel indeed! What is your idea of cruelty?"

"Everybody knows that we are attached to each other."