"And what must I do after that?" This question she asked, not in the least as desirous of obtaining from him any assurance of assistance, but in the agony of her spirit, and in sheer dismay as to her prospects.

"We must hope for the best," he said. "God tempers the wind to the shorn lamb." He had often thought of the way in which he had been shorn, but he did not, at this moment, remember that the shearing had never been so tempered as to be acceptable to his own feelings.

"And in God only can I trust," she answered. As she said this, her mind went away to Littlebath, and the Stumfoldians, and Mr Maguire. Was there not great mercy in the fact, that this ruin had not found her married to that unfortunate clergyman? And what would they all say at Littlebath when they heard the story? How would Mrs Stumfold exult over the downfall of the woman who had rebelled against her! how would the nose of the coachmaker's wife rise in the air! and how would Mr Maguire rejoice that this great calamity had not fallen upon him! Margaret Mackenzie's heart and spirit had been sullied by no mean feeling with reference to her own wealth. It had never puffed her up with exultation. But she calculated on the meanness of others, as though it was a matter of course, not, indeed, knowing that it was meanness, or blaming them in any way for that which she attributed to them. Four gentlemen had wished to marry her during the past year. It never occurred to her now, that any one of these four would on that account hold out a hand to help her. In losing her money she would have lost all that was desirable in their eyes, and this seemed to her to be natural.

They were still walking round Lincoln's Inn Fields. "John," she exclaimed suddenly, "I must go to them in Gower Street."

"What, now, to-day?"

"Yes, now, immediately. You need not mind me; I can get back to Twickenham by myself. I know the trains."

"If I were you, Margaret, I would not go till all this is decided."

"It is decided, John; I know it is. And how can I leave them in such a condition, spending money which they will never get? They must know it some time, and the sooner the better. Mr Rubb must know it too. He must understand that he is more than ever bound to provide them with an income out of the business."

"I would not do it to-day if I were you."

"But I must, John; this very day. If I am not home by dinner, tell them that I had to go to Gower Street. I shall at any rate be there in the evening. Do not you mind coming back with me."