"This man who had your money last;—does he not live on it as a profession? Why should he win always, and you lose?"

"It is my luck."

"Luck! There is no such thing as luck. Toss up, right hand against left for an hour together, and the result will be the same. If not for an hour, then do it for six hours. Take the average, and your cards will be the same as another man's."

"Another man has his skill," said Mountjoy.

"And uses it against the unskillful to earn his daily bread. That is the same as cheating. But what is the use of all this? You must have thought of it all before."

"Yes, indeed."

"And thinking of it, you are determined to persevere. You are impetuous, not thoughtless, with your brain clouded with drink, and for the mere excitement of the thing, you are determined to risk all in a contest for which there is no chance for you,—and by which you acknowledge you will be driven to self-destruction, as the only natural end."

"I fear it is so," said the captain.

"How much shall I draw it for?" said the attorney, taking out his check-book,—"and to whom shall I make it payable? I suppose I may date it to-day, so that the swindler who gets it may think that there is plenty more behind for him to get."

"Do you mean that you are going to lend it me?"