"Fifty thousand pounds!" said Ralph Newton to himself, as he walked into Bond Street and down to his club. When a man is really rich rumour always increases his money,—and rumour had doubled the fortune which Mr. Neefit had already amassed. "That means two thousand a year; and the girl herself is so pretty, that upon my honour I don't know which is the prettier,—she or Clary. But fancy old Neefit for one's father-in-law! Everybody is doing it now; but I don't think I'd do it for ten times the money. The fact is, one has got to get used to these things, and I am not used to it yet. I soon shall be,—or to something worse." Such was the nature of Ralph's thoughts as he walked away from Mr. Neefit's house to his club.

Mr. Neefit, as he went home, had his speculations also. In making breeches he was perfect, and in putting together money he had proved himself to be an adept. But as to the use of his money, he was quite as much at a loss as he would have been had he tried to wear the garments for which he measured his customers so successfully. He had almost realised the truth that from that money he himself could extract, for himself, but little delight beyond that which arose simply from the possession. Holidays destroyed him. Even a day at home at Hendon, other than Sunday, was almost more than he could endure. The fruition of life to him was in the completing of breeches, and its charm in a mutton-chop and a pipe of tobacco. He had tried idleness, and was wise enough to know almost at the first trial that idleness would not suit him. He had made one mistake in life which was irreparable. He had migrated from Conduit Street to a cold, comfortless box of a house at a place in which, in order that his respectability might be maintained, he was not allowed to show his face in a public-house. This was very bad, but he would not make bad worse by giving up so much of Conduit Street as was still left to him. He would stick to the shop. But what would he do with his money? He had but one daughter. Thinking of this, day after day, month after month, year after year, he came slowly to the conclusion that it was his duty to make his daughter a lady. He must find some gentleman who would marry her, and then would give that gentleman all his money,—knowing as he did so that the gentleman would probably never speak to him again. And to this conclusion he came with no bitterness of feeling, with no sense of disappointment that to such an end must come the exertions of his laborious and successful life. There was nothing else for him to do. He could not be a gentleman himself. It seemed to be no more within his reach than it is for the gentleman to be an angel. He did not desire it. He would not have enjoyed it. He had that sort of sense which makes a man know so thoroughly his own limits that he has no regret at not passing them. But yet in his eyes a gentleman was so grand a thing,—a being so infinitely superior to himself,—that, loving his daughter above anything else, he did think that he could die happy if he could see her married into a station so exalted. There was a humility in this as regarded himself and an affection for his child which were admirable.

The reader will think that he might at any rate have done better than to pitch upon such a one as Ralph Newton; but then the reader hardly knows Ralph Newton as yet, and cannot at all realise the difficulty which poor Mr. Neefit experienced in coming across any gentleman in such a fashion as to be able to commence his operations. It is hardly open to a tradesman to ask a young man home to his house when measuring him from the hip to the knee. Neefit had heard of many cases in which gentlemen of money had married the daughters of commercial men, and he knew that the thing was to be done. Money, which spent in other directions seemed to be nearly useless to him, might be used beneficially in this way. But how was he to set about it? Polly Neefit was as pretty a girl as you shall wish to see, and he knew that she was pretty. But, if he didn't take care, the good-looking young gasfitter, next door to him down at Hendon, would have his Polly before he knew where he was. Or, worse still, as he thought, there was that mad son of his old friend Moggs, the bootmaker, Ontario Moggs as he had been christened by a Canadian godfather, with whom Polly had condescended already to hold something of a flirtation. He could not advertise for a genteel lover. What could he do?

Then Ralph Newton made his way down to the Hendon villa,—asking for money. What should have induced Mr. Newton to come to him for money he could not guess;—but he did know that, of all the young men who came into his back shop to be measured, there was no one whose looks and manners and cheery voice had created so strong a feeling of pleasantness as had those of Mr. Ralph Newton. Mr. Neefit could not analyse it, but there was a kind of sunshine about the young man which would have made him very unwilling to press hard for payment, or to stop the supply of breeches. He had taken a liking to Ralph, and found himself thinking about the young man in his journeys between Hendon and Conduit Street. Was not this the sort of gentleman that would suit his daughter? Neefit wanted no one to tell him that Ralph Newton was a gentleman,—what he meant by a gentleman,—and that Wallop the stockbroker was not. Wallop the stockbroker spoke of himself as though he was a very fine fellow indeed; but to the thinking of Mr. Neefit, Ontario Moggs was more like a gentleman than Mr. Wallop. He had feared much as to his daughter, both in reference to the handsome gasfitter and to Ontario Moggs, but since that second tea-drinking he had hoped that his daughter's eyes were opened.

He had made inquiry about Ralph Newton, and had found that the young man was undoubtedly heir to a handsome estate in Hampshire,—a place called Newton Priory, with a parish of Newton Peele, and lodges, and a gamekeeper, and a park. He knew from of old that Ralph's uncle would have nothing to do with his nephew's debts; but he learned now as a certainty that the uncle could not disinherit his nephew. And the debts did not seem to be very high;—and Ralph had come into some property from his father. Upon the whole, though of course there must be a sacrifice of money at first, Neefit thought that he saw his way. Mr. Newton, too, had been very civil to his girl,—not simply making to her foolish flattering little speeches, but treating her,—so thought Neefit,—exactly as a high-bred gentleman would treat the lady of his thoughts. It was a high ambition; but Neefit thought that there might possibly be a way to success.

Mrs. Neefit had been a good helpmate to her husband,—having worked hard for him when hard work on her part was needed,—but was not altogether so happy in her disposition as her lord. He desired to shine only in his daughter,—and as a tradesman. She was troubled by the more difficult ambition of desiring to shine in her own person. It was she who had insisted on migrating to Hendon, and who had demanded also the establishment of a one-horse carriage. The one-horse carriage was no delight to Neefit, and hardly gave satisfaction to his wife after the first three months. To be driven along the same roads, day after day, at the rate of six miles an hour, though it may afford fresh air, is not an exciting amusement. Mrs. Neefit was not given to reading, and was debarred by a sense of propriety from making those beef-steak puddings for which, within her own small household, she had once been so famous. Hendon she found dull; and, though Hendon had been her own choice, she could not keep herself from complaining of its dulness to her husband. But she always told him that the fault lay with him. He ought to content himself with going to town four times a week, and take a six weeks' holiday in the autumn. That was the recognised mode of life with gentlemen who had made their fortunes in trade. Then she tried to make him believe that constant seclusion in Conduit Street was bad for his liver. But above all things he ought to give up measuring his own customers with his own hands. None of their genteel neighbours would call upon his wife and daughter as long as he did that. But Mr. Neefit was a man within whose bosom gallantry had its limits. He had given his wife a house at Hendon, and was contented to take that odious journey backwards and forwards six days a week to oblige her. But when she told him not to measure his own customers, "he cut up rough" as Polly called it. "You be blowed," he said to the wife of his bosom. He had said it before, and she bore it with majestic equanimity.

Polly Neefit was, as we have said, as pretty a girl as you shall wish to see, in spite of a nose that was almost a pug nose, and a mouth that was a little large. I think, however, that she was perhaps prettier at seventeen, when she would run up and down Conduit Street on messages for her father,—who was not as yet aware that she had ceased to be a child,—than she became afterwards at Hendon, when she was twenty. In those early days her glossy black hair hung down her face in curls. Now, she had a thing on the back of her head, and her hair was manœuvred after the usual fashion. But her laughing dark eyes were full of good-humour, and looked as though they could be filled also with feeling. Her complexion was perfect,—perfect at twenty, though from its nature it would be apt to be fixed, and perhaps rough and coarse at thirty. But at twenty it was perfect. It was as is the colour of a half-blown rose, in which the variations from white to pink, and almost to red, are so gradual and soft as to have no limits. And then with her there was a charm beyond that of the rose, for the hues would ever be changing. As she spoke or laughed, or became serious or sat thoughtless, or pored over her novel, the tint of her cheek and neck would change as this or that emotion, be it ever so slight, played upon the current of her blood. She was tall, and well made,—perhaps almost robust. She was good-humoured, somewhat given to frank coquetry, and certainly fond of young men. She had sense enough not to despise her father, and was good enough to endeavour to make life bearable to her mother. She was clever, too, in her way, and could say sprightly things. She read novels, and loved a love story. She meant herself to have a grand passion some day, but did not quite sympathise with her father's views about gentlemen. Not that these views were discussed between them, but each was gradually learning the mind of the other. It was very pleasant to Polly Neefit to waltz with the good-looking gasfitter;—and indeed to waltz with any man was a pleasure to Polly, for dancing was her Paradise upon earth. And she liked talking to Ontario Moggs, who was a clever man and had a great deal to say about many things. She believed that Ontario Moggs was dying for her love, but she had by no means made up her mind that Ontario was to be the hero of the great passion. The great passion was quite a necessity for her. She must have her romance. But Polly was aware that a great passion ought to be made to lead to a snug house, half a dozen children, and a proper, church-going, roast-mutton, duty-doing manner of life. Now Ontario Moggs had very wild ideas. As for the gasfitter he danced well and was good-looking, but he had very little to say for himself. When Polly saw Ralph Newton,—especially when he sat out on the lawn with them and smoked cigars on his second coming,—she thought him very nice. She had no idea of being patronised by any one, and she was afraid of persons whom she called "stuck-up" ladies and gentlemen. But Mr. Newton had not patronised her, and she had acknowledged that he was—very nice. Such as she was, she was the idol of her father's heart and the apple of his eye. If she had asked him to give up measuring, he might have yielded. But then his Polly was too wise for that.

We must say a word more of Mrs. Neefit, and then we shall hope that our readers will know the family. She had been the daughter of a breeches-maker, to whom Neefit had originally been apprenticed,—and therefore regarded herself as the maker of the family. But in truth the business, such as it was now in its glory, had been constructed by her husband, and her own fortune had been very small. She was a stout, round-faced, healthy, meaningless woman, in whom ill-humour would not have developed itself unless idleness,—that root of all evil,—had fallen in her way. As it was, in the present condition of their lives, she did inflict much discomfort on poor Mr. Neefit. Had he been ill, she would have nursed him with all her care. Had he died, she would have mourned for him as the best of husbands. Had he been three parts ruined in trade, she would have gone back to Conduit Street and made beef-steak puddings almost without a murmur. She was very anxious for his Sunday dinner,—and would have considered it to be a sin to be without a bit of something nice for his supper. She took care that he always wore flannel, and would never let him stay away from church,—lest worse should befall him. But she couldn't let him be quiet. What else was there left for her to do but to nag him? Polly, who was with her during the long hours of the day, would not be nagged. "Now, mamma!" she'd say with a tone of authority that almost overcame mamma. And if mamma was very cross, Polly would escape. But during the long hours of the night the breeches-maker could not escape;—and in minor matters the authority lay with her. It was only when great matters were touched that Mr. Neefit would rise in his wrath and desire his wife "to be blowed."

No doubt Mrs. Neefit was an unhappy woman,—more unfortunate as a woman than was her husband as a man. The villa at Hendon had been heavy upon him, but it had been doubly heavy upon her. He could employ himself. The legs of his customers, to him, were a blessed resource. But she had no resource. The indefinite idea which she had formed of what life would be in a pretty villa residence had been proved to be utterly fallacious,—though she had never acknowledged the fallacy either to husband or daughter. That one-horse carriage in which she was dragged about, was almost as odious to her as her own drawing-room. That had become so horrible that it was rarely used;—but even the dining-room was very bad. What would she do there, poor woman? What was there left for her to do at all in this world,—except to nag at her husband?

Nevertheless all who knew anything about the Neefits said that they were very respectable people, and had done very well in the world.