"If that were all, Annie! What does that mean?"

"If I really loved a man, I should not care about his being poor. But your poverty is what I should call riches, I take it."

"No, indeed. My poverty is absolute poverty. My own present income is about two hundred a year."

"Oh, I don't understand the least about money myself. I never did. I was such a child when I was married to Cox. But I thought, Mr. Bertram, your uncle was very rich."

"So he is; as rich as a gold-mine. But we are not very good friends—at any rate, not such friends as to make it probable that he will leave me a farthing. He has a granddaughter of his own."

This, and a little more of the same kind, taught Mrs. Cox that it behoved her to be cautious. That Major Biffin had a snug little income over and above that derived from his profession was a fact that had been very well ascertained. That he was very dry, as dry as a barber's block, might be true. That George Bertram was an amusing fellow, and made love in much better style than the major, certainly was true. But little as she might know about money, Mrs. Cox did know this—that when poverty comes in at the door, love flies out at the window; that eating and drinking are stern necessities; that love in a cottage is supposed to be, what she would call, bosh; and that her own old home used to be very unpleasant when Cox was in debt, and those eastern Jewish harpies would come down upon him with his overdue bills. Considering all this, Mrs. Cox thought it might be well not to ratify her engagement with Mr. Bertram till after they should reach Southampton. What if Biffin—the respectable Biffin—should again come forward!

And so they went on for a few days longer. Bertram, when they were together, called her Annie, and once again asked her whether she loved him. "Whether I do, or whether I do not, I shall give you no answer now," she had said, half laughing. "We have both been very foolish already, and it is time that we should begin to have our senses. Isn't it?" But still she sat next him at dinner, and still she walked with him. Once, indeed, he found her saying a word to Major Biffin, as that gentleman stood opposite to her chair upon the deck. But as soon as the major's back was turned, she said to Bertram, "I think the barber's block wants to be new curled, doesn't it? I declare the barber's man has forgotten to comb out it's whiskers." So that Bertram had no ground for jealousy of the major.

Somewhere about this time, Mrs. Price deserted them at dinner. She was going to sit, she said, with Mrs. Bangster, and Dr. Shaughnessey, and the judge. Mrs. Bangster had made a promise to old Mr. Price in England to look after her; and, therefore, she thought it better to go back to Mrs. Bangster before they reached Southampton. They were now past Gibraltar. So on that day, Mrs. Price's usual chair at dinner was vacant, and Wilkinson, looking down the tables, saw that room had been made for her next to Dr. Shaughnessey. And on her other side, sat Captain M'Gramm, in despite of Mrs. Bangster's motherly care and of his own wife at home. On the following morning, Mrs. Price and Captain M'Gramm were walking the deck together just as they had been used to do on the other side of Suez.

And so things went on till the day before their arrival at Southampton. Mrs. Cox still kept her seat next to Bertram, and opposite to Wilkinson, though no other lady remained to countenance her. She and Bertram still walked the deck arm in arm; but their whisperings were not so low as they had been, nor were their words so soft, nor, indeed, was the temper of the lady so sweet. What if she should have thrown away all the advantages of the voyage! What if she had fallen between two stools! She began to think that it would be better to close with one or with the other—with the one despite his poverty, or with the other despite his head.

And now it was the evening of the last day. They had sighted the coast of Devonshire, and the following morning would see them within the Southampton waters. Ladies had packed their luggage; subscriptions had been made for the band; the captain's health had been drunk at the last dinner; and the mail boxes were being piled between the decks.