"Oh laws;—so he is. I always put my foot in it. Well;—he has lost a lot. And so have Silverbridge and Tifto. Perhaps you don't know Tifto."

"I have not the pleasure of knowing Mr. Tifto."

"He is a major. I think you'd like Major Tifto. He's a sort of racing coach to Silverbridge. You ought to know Tifto. And Tregear is pretty nearly cleared out."

"Mr. Tregear! Frank Tregear!"

"I'm told he has been hit very heavy. I hope he's not a friend of yours, Lady Mabel."

"Indeed he is;—a very dear friend and a cousin."

"That's what I hear. He's very much with Silverbridge you know."

"I cannot think that Mr. Tregear has lost money."

"I hope he hasn't. I know I have. I wish someone would stick up for me, and say that it was impossible."

"But that is not Mr. Tregear's way of living. I can understand that Lord Silverbridge or Percival should lose money."