"Proby was a ditcher I know, when he went right through into one of the dykes. Just push on that dish, Silverbridge. It's no good you having the trouble of helping me half-a-dozen times. I don't think things are a bit the nicer because they cost a lot of money. I suppose that is what you mean, sir."

"Something of that kind, Gerald. Not to have money for your wants;—that must be troublesome."

"Very bad indeed," said Silverbridge, shaking his head wisely, as a Member of Parliament might do who felt that something should be done to put down such a lamentable state of things.

"I don't complain," said Gerald. "No fellow ever had less right to complain. But I never felt that I had quite enough. Of course it was my own fault."

"I should say so, my boy. But then there are a great many like you. Let their means be what they may, they never have quite enough. To be in any difficulty with regard to money,—to owe what you cannot pay, or even to have to abstain from things which you have told yourself are necessary to yourself or to those who depend on you,—creates a feeling of meanness."

"That is what I have always felt," said Silverbridge. "I cannot bear to think that I should like to have a thing and that I cannot afford it."

"You do not quite understand me, I fear. The only case in which you can be justified in desiring that which you cannot afford is when the thing is necessary;—as bread may be, or clothes."

"As when a fellow wants a lot of new breeches before he has paid his tailor's bill."

"As when a poor man," said the Duke impressively, "may long to give his wife a new gown, or his children boots to keep their feet from the mud and snow." Then he paused a moment, but the serious tone of his voice and the energy of his words had sent Gerald headlong among his kidneys. "I say that in such cases money must be regarded as a blessing."

"A ten-pound note will do so much," said Silverbridge.