"And where are the seven keys?" asked Frank.

"Next to my heart," said Lizzie, putting her hand on her left side. "And when I sleep they are always tied round my neck in a bag, and the bag never escapes from my grasp. And I have such a knife under my pillow, ready for Mr. Camperdown should he come to seize them!" Then she ran out of the room, and in a couple of minutes returned with the necklace hanging loose in her hand. It was part of her little play to show by her speed that the close locking of the jewels was a joke, and that the ornament, precious as it was, received at her hands no other treatment than might any indifferent feminine bauble. Nevertheless within those two minutes she had contrived to unlock the heavy iron case which always stood beneath the foot of her bed. "There," she said, chucking the necklace across the table to Frank, so that he was barely able to catch it. "There is ten thousand pounds' worth, as they tell me. Perhaps you will not believe me when I say that I should have the greatest satisfaction in the world in throwing them out among those blue waves yonder, did I not think that Camperdown and Son would fish them up again."

Frank spread the necklace on the table, and stood up to look at it, while Miss Macnulty came and gazed at the jewels over his shoulder. "And that is worth ten thousand pounds," said he.

"So people say."

"And your husband gave it you just as another man gives a trinket that costs ten shillings!"

"Just as Lucy Morris gave you that ring."

He smiled, but took no other notice of the accusation. "I am so poor a man," said he, "that this string of stones, which you throw about the room like a child's toy, would be the making of me."

"Take it and be made," said Lizzie.

"It seems an awful thing to me to have so much value in my hands," said Miss Macnulty, who had lifted the necklace off the table. "It would buy an estate; wouldn't it?"

"It would buy the honourable estate of matrimony if it belonged to many women," said Lizzie,—"but it hasn't had just that effect with me;—has it, Frank?"