"Perseverance, sir. Put by a shilling a day, and let it have its natural increase, and see what it will come to at the end of fifty years. I suppose old Wharton has been putting by two or three thousand out of his professional income, at any rate for the last thirty years, and never for a moment forgetting its natural increase. That's one way to make a fortune."

"It ain't rapid enough for you and me, Lopez."

"No. That was the old-fashioned way, and the most sure. But, as you say, it is not rapid enough; and it robs a man of the power of enjoying his money when he has made it. But it's a very good thing to be closely connected with a man who has already done that kind of thing. There's no doubt about the money when it is there. It does not take to itself wings and fly away."

"But the man who has it sticks to it uncommon hard."

"Of course he does;—but he can't take it away with him."

"He can leave it to hospitals, Lopez. That's the devil!"

"Sexty, my boy, I see you have taken an outlook into human life which does you credit. Yes, he can leave it to hospitals. But why does he leave it to hospitals?"

"Something of being afraid about his soul, I suppose."

"No; I don't believe in that. Such a man as this, who has been hard-fisted all his life, and who has had his eyes thoroughly open, who has made his own money in the sharp intercourse of man to man, and who keeps it to the last gasp,—he doesn't believe that he'll do his soul any good by giving it to hospitals when he can't keep it himself any longer. His mind has freed itself from those cobwebs long since. He gives his money to hospitals because the last pleasure of which he is capable is that of spiting his relations. And it is a great pleasure to an old man, when his relations have been disgusted with him for being old and loving his money. I rather think I should do it myself."

"I'd give myself a chance of going to heaven, I think," said Parker.