Coming back from this journey, excited, dusty and tired, about half-past one, she says to her maid, "Quick! A white gown—something cool—something breezy; I'm excited and warm!" and, curiously enough, trembles a little as she is assisted into a light summer toilet. Then inspecting her watch she murmurs, "Two o'clock. He should be here;" next thinks, "What shall I say to him? I must make this a business interview," and racks her brain for some business to talk about.

A moment after blushes come to her, for she gets to thinking of her remark about fairy tales of the night before, and mutters to herself, "Good heavens! Will he think me unwomanly?" and once or twice hopes he will not come, and looking at her watch finds it is after two, and is very much disappointed that he has not called.

So, after a time, getting very much excited over this matter, Erma goes down into the general parlor of the hotel, where she will be compelled to receive Harry Lawrence, for at that time the Townsend House had very few rooms en suite. But at the door, chancing to see a sparkling thing on the third finger of her left hand, she gasps, "My!" and tears it off. Then she laughs, "How lucky! He might have thought it an engagement ring, and Oliver's horrid fib a truth," and so pockets the bauble, going to the window of the room to look out upon the sidewalk and see if her swain is in view.

She is interrupted in this by the gentleman himself, for Captain Lawrence comes in, a flush of excitement upon his brown cheeks, dragging with him by the arm Ferdie, who seems nervous also: as he well may be, for Harry is laughing like a frontiersman, and every now and then giving Mr. Chauncey little surreptitious pats and nudges that from his athletic arm are agitating.

"I am glad you have come," says the girl, "for I have a little matter of business to talk to you about. When we were in Ogden the other day, you expended some money for me, which I did not have opportunity to return you. How much was it?" and she is very glad she has thought of this matter since Ferdie is here, and it seems to her to be a reason, if not a very plausible one, for her having asked the captain to call.

To her question Lawrence, after looking for a moment astonished, says, all the while keeping his grip on Mr. Chauncey, who manifests several times a desire to edge out of the parlor:

"Yes, I believe I did spend some money for a telegram for you and a newspaper. It was fifty-five cents."

Then the girl handing him the money, he mutters: "Thank you," and suddenly bursts out, "I am in luck to-day. That is not the only sum I've received. Friends are pouring gold upon me!" in a nervous way which is peculiar in him, for up to this moment he has seemed to Miss Travenion to have an organization capable of standing any shock.

A moment after he appears calmer, and says, "I have a little story to tell you. It is in relation to that Ogden matter. You know that by an accident I was there permitted to save the life of a very generous little beggar"—here he pats Ferdie on the head, who mutters, "Don't," and blushes like a girl. "This little gentleman," continues Harry, "for the slight service I did him in saving his noble little life, has seemed to me unusually grateful. He has sent me presents—a gold-headed cane and a silver-mounted revolver; but hearing that I was—in what you might call hard luck, this generous boy, who has not yet learned that it is not always best to squander your money upon friends, sent to me to-day fifteen thousand dollars."

"Oh, what a whopper! My allowance is only three thousand a year, and I am always in debt," cries Ferdie with sudden nervousness.