'Time is money,' said Tellwright, 'and if us give you time us give you money. 'Stead o' that, it's you as mun give us money. That's right reason.'

Willie laughed with difficulty. 'See here, Mr. Tellwright. To cut a long story short, it's like this. You ask for twenty-five pounds. I've got in my pocket a bill of exchange drawn by us on Mr. Sutton and endorsed by him, for thirty pounds, payable in three months. Will you take that? Remember it's for thirty, and you only ask for twenty-five.'

'So Mr. Sutton has dealings with ye, eh?' Tellwright remarked.

'Oh, yes,' Willie answered proudly. 'He buys off us regularly. We've done business for years.'

'And pays i' bills at three months, eh?' The miser grinned.

'Sometimes,' said Willie.

'Let's see it,' said the miser.

'What—the bill?'

'Ay!'

'Oh! The bill's all right.' Willie took it from his pocket, and opening out the blue paper, gave it to old Tellwright. Anna perceived the anxiety on the youth's face. He flushed and his hand trembled. She dared not speak, but she wished to tell him to be at ease. She knew from infallible signs that her father would take the bill. Ephraim gazed at the stamped paper as at something strange and unprecedented in his experience.