‘The Other,’ said the old man. ‘His hour comes.’

‘And who is he?’ demanded Richard.

‘That,’ Raphael Craig said, ‘you will never know until my deed is accomplished. The train is laid, the fuse is ignited. I have only to wait.’

‘Then you will tell me nothing more?’ said Richard.

‘Have I not interested you so far?’ said the old man.

‘Undoubtedly, but my curiosity is still not quite sated.’

‘It occurs to me that your curiosity exceeds mine. By what right, young man, do you put all these questions? I have never sought to cross-examine you, as I might have done.’

‘Under the circumstances,’ said Richard, ‘I think you have a perfect right to know, and certainly I have no objection to telling you. I came on behalf of the directors of the bank.’

‘Which means Mr. Simon Lock,’ said Raphael Craig.

‘Which means Mr. Simon Lock,’ Richard cheerfully admitted.