Peters, however, does not deserve the same credit as another young fellow of my acquaintance, since in Peters' case necessity was the parent of his invention; whereas in the other the scheme that led to success was the offspring of an ingenuity that needed no starvation to stimulate it into activity.

Baldwin was a youth of about thirty, who had done pretty well at the bar without giving any evidence of brilliancy and only moderate financial success. He perceived the obvious fact that the way to make money at the law is to have money-makers for clients, but he had no acquaintances with financiers and had no reason to advance to himself why he should ever hope to receive any business from such. Reading one day that a certain young attorney he knew had received a large retainer for bringing an injunction in an important railroad matter, it occurred to him that, after all, it was merely chance and nothing else that had sent the business to the other instead of to himself. "If I'd only known Morgan H. Rogers I might have had the job myself," thought he.

So he pondered deeply over how he could get to know Mr. Morgan H. Rogers and at last conceived the idea of pretending that he had a client who—without disclosing his name for the time being— desired to create a trust for the benefit of a charity in which the railroad magnate was much interested. With this excuse he found no difficulty in securing an interview and making an agreeable impression. The next step was more difficult.

Finally, having learned through a clerk in the banker's office with whom he had cultivated an acquaintance that Mr. Morgan H. Rogers was going to Boston at a certain hour that very afternoon, he donned his best funeral suit and boarded the same train himself. As he passed through the drawing-room car he bowed to the great man, who returned his greeting with the shortness characteristic of him, and passed on to the smoker, where he ensconced himself in a chair near the door, depositing on the seat next to him a pile of magazines and his coat. Half an hour passed and the car filled up, save for the seat next the young lawyer. Presently the bulky form of Morgan H. Rogers filled the door-way. He already had a black unlit cigar in his mouth and he scanned the rows of seats with ill-concealed disappointment. Then his eye caught the one occupied by our friend's coat.

"Let me have this seat!" said he abruptly.

"Oh, how are you, Mr. Rogers!" exclaimed the young lawyer.
"Certainly! Let me give you a light."

"Your name's Baldwin, isn't it?" inquired the banker as he took up a magazine. "Saw you about that trust matter last week, didn't I?"

"Yes," answered Baldwin. "Nothing has occurred in connection with it since then."

And he returned to his paper without paying any further attention to his companion. At Bridgeport a telegraph boy rushed into the car and yelled: "Baldwin! Mr. Baldwin!"

Mr. Baldwin held out his hand, in which lay half a dollar, and without much apparent interest opened the envelope and scanned its contents.