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Money is the symbol of success; it is what we are all striving to get, and we naturally select the ways and means best adapted for the purpose. One of the simplest is to get as near it as possible and stay there. If I make a friend of a struggling doctor or professor he may invite me to draw his will, which I shall either have to do for nothing or else charge him fifty dollars for; but the railroad president with whom I often lunch, and who is just as agreeable personally, may perhaps ask me to reorganize a railroad. I submit that, selfish as it all seems when I write it down, it would be hard to do otherwise.

I do not deliberately examine each new candidate for my friendship and select or reject him in accordance with a financial test; but what I do is to lead a social and business life that will constantly throw me only with rich and powerful men. I join only rich men's clubs; I go to resorts in the summer frequented only by rich people; and I play only with those who can, if they will, be of advantage to me. I do not do this deliberately; I do it instinctively—now. I suppose at one time it was deliberate enough, but to-day it comes as natural as using my automobile instead of a street car.

We have heard a great deal recently about a so-called Money Trust. The truth of the matter is that the Money Trust is something vastly greater than any mere aggregation of banks; it consists in our fundamental trust in money. It is based on our instinctive and ineradicable belief that money rules the destinies of mankind.

Everything is estimated by us in money. A man is worth so and so much—in dollars. The millionaire takes precedence of everybody, except at the White House. The rich have things their own way—and every one knows it. Ashamed of it? Not at all. We are the greatest snobs in the civilized world, and frankly so. We worship wealth because at present we desire only the things wealth can buy.

The sea, the sky, the mountains, the clear air of autumn, the simple sports and amusements of our youth and of the comparatively poor, pleasures in books, in birds, in trees and flowers, are disregarded for the fierce joys of acquisition, of the ownership in stocks and bonds, or for the no less keen delight in the display of our own financial superiority over our fellows.

We know that money is the key to the door of society. Without it our sons will not get into the polo-playing set or our daughters figure in the Sunday supplements. We want money to buy ourselves a position and to maintain it after we have bought it.

We want house on the sunny side of the street, with façades of graven marble; we want servants in livery and in buttons—or in powder and breeches if possible; we want French chefs and the best wine and tobacco, twenty people to dinner on an hour's notice, supper parties and a little dance afterward at Sherry's or Delmonico's, a box at the opera and for first nights at the theaters, two men in livery for our motors, yachts and thirty-footers, shooting boxes in South Carolina, salmon water in New Brunswick, and regular vacations, besides, at Hot Springs, Aiken and Palm Beach; we want money to throw away freely and like gentlemen at Canfield's, Bradley's and Monte Carlo; we want clubs, country houses, saddle-horses, fine clothes and gorgeously dressed women; we want leisure and laughter, and a trip or so to Europe every year, our names at the top of the society column, a smile from the grand dame in the tiara and a seat at her dinner table—these are the things we want, and since we cannot have them without money we go after the money first, as the sine qua non.

We want these things for ourselves and we want them for our children. We hope our grandchildren will have them also, though about that we do not care so much. We want ease and security and the relief of not thinking whether we can afford to do things. We want to be lords of creation and to pass creation on to our descendants, exactly as did the nobility of the Ancien Régime.

At the present time money will buy anything, from a place in the vestry of a swell church to a seat in the United States Senate—an election to Congress, a judgeship or a post in the diplomatic service. It will buy the favor of the old families or a decision in the courts. Money is the controlling factor in municipal politics in New York. The moneyed group of Wall Street wants an amenable mayor—a Tammany mayor preferred—so that it can put through its contracts. You always know where to find a regular politician. One always knew where to find Dick Croker. So the Traction people pour the contents of their coffers into the campaign bags.