I am proud of my father's heroic death at Gettysburg; in fact I am a member, by virtue of his rank in the Union Army, of what is called The Loyal Legion. But have I ever fully considered that he died for me? Have I been loyal to him? Would he be proud or otherwise—is he proud or otherwise of me, his son? That is a question I can only answer after I have ascertained just what I am.

Now for over quarter of a century I have worked hard—harder, I believe, than most men. From a child I was ambitious. As a boy, people would point to me and say that I would get ahead. Well, I have got ahead. Back in the town where I was born I am spoken of as a "big man." Old men and women stop me on the main street and murmur: "If only your father could see you now!" They all seem tremendously proud of me and feel confident that if he could see me he would be happy for evermore. And I know they are quite honest about it all. For they assume in their simple hearts that my success is a real success. Yet I have no such assurance about it.

Every year I go back and address the graduating class in the high school—the high school I attended as a boy. And I am "Exhibit A"—the tangible personification of all that the fathers and mothers hope their children will become. It is the same way with the Faculty of my college. They have given me an honorary degree and I have given them a drinking fountain for the campus. We are a mutual-admiration society.

I am always picked by my classmates to preside at our reunions, for I am the conspicuous, shining example of success among them. They are proud of me, without envy. "Well, old man," they say, "you've certainly made a name for yourself!" They take it for granted that, because I have made money and they read my wife's name in the society columns of the New York papers, I must be completely satisfied.

And in a way I am satisfied with having achieved that material success which argues the possession of brains and industry; but the encomiums of the high-school principal and the congratulations of my college mates, sincere and well-meaning as they are, no longer quicken my blood; for I know that they are based on a total ignorance of the person they seek to honor. They see a heavily built, well-groomed, shrewd-looking man, with clear-cut features, a ready smile, and a sort of brusque frankness that seems to them the index of an honest heart. They hear him speak in a straightforward, direct way about the "Old Home," and the "Dear Old College," and "All Our Friends"—quite touching at times, I assure you—and they nod and say, "Good fellow, this! No frills—straight from the heart! No wonder he has got on in the city! Sterling chap! Hurrah!"

Perhaps, after all, the best part of me comes out on these occasions. But it is not the me that I have worked for half a century to build up; it is rather what is left of the me that knelt at my mother's side forty years ago. Yet I have no doubt that, should these good parents of mine see how I live in New York, they would only be the more convinced of the greatness of my success—the success to achieve which I have given the unremitting toil of thirty years.

* * * * *

And as I now clearly see that the results of this striving and the objects of my ambition have been largely, if not entirely, material, I shall take the space to set forth in full detail just what this material success amounts to, in order that I may the better determine whether it has been worth struggling for. Not only are the figures that follow accurate and honest, but I am inclined to believe that they represent the very minimum of expenditure in the class of New York families to which mine belongs. They may at first sight seem extravagant; but if the reader takes the trouble to verify them—as I have done, alas! many times to my own dismay and discouragement—he will find them economically sound. This, then, is the catalogue of my success.

I possess securities worth about seven hundred and fifty thousand dollars and I earn at my profession from thirty to forty thousand dollars a year. This gives me an annual income of from sixty-five thousand to seventy-five thousand dollars. In addition I own a house on the sunny side of an uptown cross street near Central Park which cost me, fifteen years ago, one hundred and twenty thousand dollars, and is now worth two hundred and fifty thousand. I could sell it for that. The taxes alone amount to thirty-two hundred dollars—the repairs and annual improvements to about twenty-five hundred. As the interest on the value of the property would be twelve thousand five hundred dollars it will be seen that merely to have a roof over my head costs me annually over eighteen thousand dollars.

My electric-light bills are over one hundred dollars a month. My coal and wood cost me even more, for I have two furnaces to heat the house, an engine to pump the water, and a second range in the laundry. One man is kept busy all the time attending to these matters and cleaning the windows. I pay my butler eighty dollars a month; my second man fifty-five; my valet sixty; my cook seventy; the two kitchen maids twenty-five each; the head laundress forty-five; the two second laundresses thirty-five each; the parlor maid thirty; the two housemaids twenty-five each; my wife's maid thirty-five; my daughter's maid thirty; the useful man fifty; the pantry maid twenty-five. My house payroll is, therefore, six hundred and fifty dollars a month, or seventy-eight hundred a year.