VI
I
The firm of Dorrington & Hicks had not been constructed at the time when this case came to Dorrington's hand. Dorrington had barely emerged from the obscurity that veils his life before some ten years ago, and he was at this time a needier adventurer than he had been at the period of any other of the cases I have related. Indeed, his illicit gains on this occasion would seem first to have set him on his feet and enabled him first to cut a fair exterior figure. Whether or not he had developed to the full the scoundrelism that first brought me acquainted with his trade I do not know; but certain it is that he was involved at the time in transactions wretchedly ill paid, on behalf of one Flint, a shipstores dealer at Deptford; an employer whose record was never a very clean one. This Flint was one of an unpleasant family. He was nephew to old Cater the wharfinger (and private usurer) and cousin to another Cater, whose name was Paul, and who was also a usurer, though he variously described himself as a "commission agent" or "general dealer." Indeed, he was a general dealer, if the term may be held to include a dealer in whatever would bring him gain, and who made no great punctilio in regard to the honesty or otherwise of his transactions. In fact, all three of these pleasant relatives had records of the shadiest, and all three did whatever in the way of money-lending, mortgaging, and blood-sucking came in their way. It is, however, with old Cater—Jerry Cater, he was called—that this narrative is in the first place concerned. I got the story from a certain Mr. Sinclair, who for many years acted as his clerk and debt-collector.
Old Jerry Cater lived in the crooked and decaying old house over his wharf by Bermondsey Wall, where his father had lived before him. It was a grim and strange old house, with long-shut loft-doors in upper floors, and hinged flaps in sundry rooms that, when lifted, gave startling glimpses of muddy water washing among rotten piles below. Not once in six months now did a barge land its load at Cater's Wharf, and no coasting brig ever lay alongside. For, in fact, the day of Cater's Wharf was long past; and it seemed indeed that few more days were left for old Jerry Cater himself. For seventy-eight years old Jerry Cater had led a life useless to himself and to everybody else, though his own belief was that he had profited considerably. Truly if one counted nothing but the money the old miser had accumulated, then his profit was large indeed; but it had brought nothing worth having, neither for himself nor for others, and he had no wife nor child who might use it more wisely when he should at last leave it behind him; no other relative indeed than his two nephews, each in spirit a fair copy of himself, though in body a quarter of a century younger. Seventy-eight years of every mean and sordid vice and of every virtue that had pecuniary gain for its sole object left Jerry Cater stranded at last in his cheap iron bedstead with its insufficient coverings, with not a sincere friend in the world to sit five minutes by his side. Down below, Sinclair, his unhappy clerk, had the accommodation of a wooden table and a chair; and the clerk's wife performed what meagre cooking and cleaning service old Cater would have. Sinclair was a man of forty-five, rusty, starved, honest, and very cheap. He was very cheap because it had been his foolishness, twenty years ago, when in City employ, to borrow forty pounds of old Cater to get married with, and to buy furniture, together with forty pounds he had of his own. Sinclair was young then, and knew nothing of the ways of the two hundred per cent. money-lender. When he had, by three or four years' pinching, paid about a hundred and fifty pounds on account of interest and fines, and only had another hundred or two still due to clear everything off, he fell sick and lost his place. The payment of interest ceased, and old Jerry Cater took his victim's body, soul, wife, sticks, and chairs together. Jerry Cater discharged his own clerk, and took Sinclair, with a saving of five shillings a week on the nominal salary, and out of the remainder he deducted, on account of the debt and ever-accumulating interest, enough to keep his man thin and broken-spirited, without absolutely incapacitating him from work, which would have been bad finance. But the rest of the debt, capital and interest, was made into a capital debt, with usury on the whole. So that for sixteen years or more Sinclair had been paying something every week off the eternally increasing sum, and might have kept on for sixteen centuries at the same rate without getting much nearer freedom. If only there had been one more room in the house old Cater might have compulsorily lodged his clerk, and have deducted something more for rent. As it was he might have used the office for the purpose, but he could never have brought himself to charge a small rent for it, and a large one would have swallowed most of the rest of Sinclair's salary, thus bringing him below starvation point, and impairing his working capacity. But Mrs. Sinclair, now gaunt and scraggy, did all the housework, so that that came very cheap. Most of the house was filled with old bales and rotting merchandise which old Jerry Cater had seized in payment for wharfage dues and other debts, and had held to, because his ideas of selling prices were large, though his notion of buying prices were small. Sinclair was out of doors more than in, dunning and threatening debtors as hopeless as himself. And the household was completed by one Samuel Greer, a squinting man of grease and rags, within ten years of the age of old Jerry Cater himself. Greer was wharf-hand, messenger, and personal attendant on his employer, and, with less opportunity, was thought to be near as bad a scoundrel as Cater. He lived and slept in the house, and was popularly supposed to be paid nothing at all; though his patronage of the "Ship and Anchor," hard by, was as frequent as might be.
Old Jerry Cater was plainly not long for this world. Ailing for months, he at length gave in and took to his bed. Greer watched him anxiously and greedily, for it was his design, when his master went at last, to get what he could for himself. More than once during his illness old Cater had sent Greer to fetch his nephews. Greer had departed on these errands, but never got farther than the next street. He hung about a reasonable time—perhaps in the "Ship and Anchor," if funds permitted—and then returned to say that the nephews could not come just yet. Old Cater had quarrelled with his nephews, as he had with everybody else, some time before, and Greer was resolved, if he could, to prevent any meeting now, for that would mean that the nephews would take possession of the place, and he would lose his chance of convenient larceny when the end came. So it was that neither nephew knew of old Jerry Cater's shaky condition.
"HE SAW A FEW DOUBLED PAPERS."