He descended the garden, to find 'Bias at the door of his summer-house, seated, and puffing great clouds of tobacco-smoke.
"Good evenin'!"
"Good evenin'," responded 'Bias in a tone none too hospitable.
"You don't mind my havin' a word with you?"
"Not if you'll make it short."
"I've just come from Philp. He's been tellin' you about the Saltypool, it seems."
"Well?"
"She was uninsured."
"And on top o' that, the fools overloaded her."
"And 'tis a serious thing for Rogers."