Is there any cooperative buying organization in your community? If so, how has it benefited the community? If not, why? (Consult your parents, your county agent, and others.)
Get publications from your state agricultural college relating to cooperative buying and selling.
THRIFT IN MANAGEMENT
Wise expenditures depend not only upon knowledge of prices and qualities, but also upon good management, as in planning ahead. One plan that has been the means of lifting many individuals and families out of financial difficulties and of enabling them to lay by as savings a portion of their income, however small the latter may be, is the BUDGET, which means the apportionment of expenditures according to a plan laid out in advance. No budget can apply to all families alike, but the following illustrates the principle:
House (rent, taxes, insurance, repairs)……………………25%
Food (all expenditures for the table, ice, etc.)……………30%
Clothing (materials and making, repairing, cleaning, pressing, millinery, shoes)……………………………………….13%
Housekeeping (labor and materials for laundry, fuel and light, telephone, supplies, and furnishings)……………………..12%
Educational (school and school books, club dues, church and charity contributions, gifts, books, magazines, newspapers, amusements, medical and dental treatment)……………………………..6%
Luxuries (all items not necessaries and not coming under "educational," such as candies, etc.)………………………4%