Brea had been introduced to the other three men, and cultivated their acquaintance in the belief that they would some day be useful to him. He had a few days before introduced them to James. As a matter of precaution he had concealed from them all knowledge of the will. At the same time he gave them a hint that there was something in the wind, but that some way must be found to secure at once a few thousands, enough for a year or two, until the good time came when fortune was to lavish her favors on them all with a liberal hand. But money must be had at once, for Brea and James were in sore straits, particularly James, who had been threatened with arrest, and was so far involved that he always entered and left his house at night in order to escape importunate creditors. This was James' second interview with the men, and the first time he had been alone with them. He saw at once that he had to do with able, clear-headed men, took them into his confidence, and, in order to excite their hopes and to bind them to him as well, he confided to them the plot of the forged will, producing the genuine for their inspection. He assured them that it was a sure and speedy fortune, as the lady was old and frail in health, and he also promised they should share between them $100,000, provided they would stand by to give a hand in the somewhat improbable event of the other heirs disputing the will, but above all, if they would devise some means to furnish him at once $10,000, or at least $5,000. Money he must have, and he could no longer do without it.

The result of our conference in James' office was that the very next day an office downtown was engaged under a fictitious name, and a simple, unsuspicious fellow hired as porter and messenger. After some little negotiation, we obtained particulars of parties banking with the then great firm of Jay Cooke & Company, corner of Wall and Nassau streets. Briefly told, the result was that four days later a messenger walked into their banking house with a check for $20,000, purporting to be signed by another firm, who banked with them. Along with the check went a letter bearing a signature well known to the cashier, asking him to pay the check to bearer. The result of all being that five minutes thereafter we were walking unconcernedly up Broadway, and sending a message to James to meet us at Delmonico's, corner of Broadway and Chambers street, we sat down awaiting his arrival. He had anxiously been looking for news, and almost before we had seated ourselves he entered, eager and anxious-looking; but, when he glanced at our faces, a happy expression came over his own, and without a word he put out his hand. After a warm greeting, I produced the roll, and, to his delight, I handed over to James ten five hundreds. On the morrow I went to the office, and, paying my messenger a week's wages, besides making a small gift, told him he need not come any more.

With this twenty thousand coup we fondly thought all our troubles and all our unlawful acts were ended. We now had a few thousands, sufficient to last until the $5,000 we had invested in the will case should bring in a dividend that would mean a fortune for us all. So we took things easy about town, and altogether thought ourselves pretty good fellows, and this world a very good sort of place to be in.

Thus the Winter passed by and the Summer was at hand. Our thousands of the year before had dwindled to hundreds, and the old lady whose heirs we had constituted ourselves seemed to have renewed her youth, and threatened to outlive us all.

Besides this there had grown up a repugnance in our minds to the business, and when one day my friend Mac remarked it was a scoundrelly business to rob the heirs of an estate, and they women, George and I heartily acquiesced; and we vowed we would take no part in the matter, and then and there resolved we would throw both James and Brea over, but first to use Brea and James for our own purposes. Once more we found ourselves planning a coup in Wall street. Talking the matter over, we three soon had a plan, and, being dowered with intense energy, it promised a successful termination. Audaciously enough we determined the lightning should strike once more in the same place—that is, to make Jay Cooke & Company again the victims. Irving and his honest fellows were to co-operate by watching everything, and, if any arrest threatened, to be on hand to make it themselves; and then let the prisoner escape. Most important of all, when the bankers drove up in hot haste to Police Headquarters to give information, James, Honest James, would be on hand to receive them, would call in his two trustys to get with him full particulars of the robbery and a description of the men. Then the bankers would be sent away with assurances that "we know the men and will have them," but at the same time warning them to keep the matter a secret in order better to enable them to catch the villains.

If successful, the detectives were to receive 25 per cent. between them. Our plan required James to play an important part, and, although no confederacy could be fixed on him, yet he would hardly escape questioning and a very considerable degree of suspicion, so much so that it probably would put an end to any lingering remnants of character he had on hand or in stock. But he was tired of America, and determined to go to Paris with his share of the plunder. Our visits to James had always been in his private office, and his clerks had never seen either of us or Brea.

Our plan was to make use of James' office in a way that will appear later. As related, he was suspected by his profession, but the general public thought him a very great man. He had appeared as (volunteer) counsel in two or three murder cases and had delivered powerful addresses which had attracted considerable notice in the papers.

One day, soon after our plan was matured, Brea went to Philadelphia, and, by a mixture of audacity and finesse, procured from Jay Cooke himself (the parent house of the New York firm of Jay Cooke & Co. was in Philadelphia) a letter of introduction to the manager of the New York firm. He wanted the letter ostensibly in order to consult the manager about certain investments which he, as executor of an estate, desired to make for his wards.


The transaction was made to appear as one of considerable magnitude, in which there would be large commissions paid. With the grand send-off of a letter from Jay Cooke to his subordinate in New York, the speculation opened well—so well that we at once decided what we would do with the money when we got it—a case in point for the old proverb. We had ascertained the name of a Newark manufacturer who had recently failed in business. I will call him Newman. On the morning after his return from Philadelphia, Brea presented himself at James' office—it being arranged that James himself be out, so Brea told the clerk that his name was Newman, that he had lately failed in business, and intended to employ Mr. James to put him through the bankruptcy court. The clerk told him to come again at 12, and he would find Mr. James in. At 12 he came; the clerk introduced him. James kept the clerk conveniently near, that he could hear the conversation. Brea, as Newman, told James he had used in his business $240,000 belonging to his wife and her mother, and that in scheduling his assets he proposed to use enough to make those amounts good, intending to conceal the fact from his creditors. He determined to invest the amount in bonds—so ran his story—and was going to deposit the money in the bank that very afternoon, at the same time producing his letter of introduction from Jay Cooke. All of this, of course, being for the eye and ear of the clerk, who might be required as a witness of his employer's good faith.