Mr. James L. Claghorn was a distinguished citizen of Philadelphia. He was born here on the 5th of July, 1817. His father, John W. Claghorn, was a merchant of excellent standing, who in the latter years of his life gave much time and thought to benevolent institutions. At the age of fourteen years James left school to go into business. You boys know how very incomplete an education at school must be which ends when the boy is fourteen years old. But you don’t know until your own experience proves it how hard it is for a half-educated boy to compete for the high places in life or in business with boys of equal natural ability, who have had the full advantage of a liberal school education. At fourteen, then, James Claghorn turned his back on school and went to work in earnest. For it was an auction store that he entered, and the work there was usually harder work than in other kinds of stores. The hours of labor were longer—earlier and later—and the holidays more rare than in ordinary commercial houses.

There is no record of the early years of his business life; but it is not difficult to imagine the hardships to which a young lad of that time would be subjected. We can’t suppose that any indulgence was allowed him because his father was one of the partners in the firm; neither he nor his father would have permitted such distinction.

The boy must have been industrious; for in such a house there was no place for an idle lounger. He was not afraid of work, for he was always at it; he did not spare himself, else some other boy would have done his share and got ahead of him; he must have been faithful, not one who works only when his master’s eye is on him—not shirking any hard work—not forgetting to-day what he was told yesterday—not thinking too much of his rights or his own particular work, but doing anything that came to hand—looking always to the interest of the firm, and trusting the future for a recognition of his faithfulness.

And he must have been patient. Many rough words, many hasty and passionate words are spoken to young boys, and must have been spoken to this boy, and may have hurt him; but there is good reason to believe from the character he built up that he knew how to hold his tongue and not answer back. Not every boy has learned that useful lesson; and hence the many outbreaks of passion and the frequent discharge of boys who will “answer back” when they are reproved.

And I think also that he must have been of a bright and cheery disposition and well mannered. Some young fellows who have to make their way in the world seem not to know the importance of a good address; in other words, politeness, good breeding. Nothing impresses one so favorably at first meeting a stranger as good manners. A frank, hearty greeting, a bright, cheerful face, a manly bearing, a willingness to consider others, a desire to please for the sake of giving pleasure, are of great importance. On the contrary, sullenness, sluggishness, indifference, selfishness are all repulsive, and though allowance will be made at first for the existence of such qualities, yet they will hardly be tolerated long in a young person, and they will certainly unfit him for a successful career. I did not know Mr. Claghorn when he was a young lad; but I can hardly suppose that the kindly, genial, hearty man in middle and later life could have been a morose, sullen, sluggish, ill-mannered boy.

I have said that Mr. Claghorn left school while still a boy; but we must not infer that he supposed his education was complete with the end of his school life, for it is very evident that he must have given very much of his leisure to self-improvement. We do not know how his evenings were spent when not in the counting-house; but he must have given a good deal of time to reading; and it is not likely that the books which he read were such as are to be found now at any book-stand, and in the hands of so many boys as they go to and fro on their errands—books which are simply read without instruction, and which sometimes treat of subjects which are unreal, extravagant, coarse and brutalizing. Doubtless he was fond of fiction. All boys of fair education and refined taste are more or less fond of fiction; but we can hardly suppose that he gave too much of his time to such reading, else he could not have become the strong business man that he was. At a very early age he became fond of art, and gathered about him as his means would permit engravings and pictures such as would cultivate his taste in that direction. When he could spare the money he would buy an engraving, if the subject or the author interested him; so that he became, in the latter part of his life, the owner of one of the largest collections of engravings in the whole country. Indeed, he became a noted patron of art, and especially was he desirous of encouraging native art, so that at one period he had more than two hundred paintings, the work of American artists; for at that time he was more desirous of encouraging native artists, especially if they were poor, than he was in making collections of the great masters. Many a picture he bought to help the artist, rather than for his own gratification as a collector. Further on in life he became deeply interested in the Academy of the Fine Arts, which was then in Chestnut street above Tenth. Subsequently he became its President, and very largely through his influence and his personal means that fine building at the southwest corner of Broad and Cherry street, which all of you ought to visit as opportunity is afforded, was erected as a depository of art. The splendid building of the Academy of Music at Broad and Locust street, is also largely indebted to Mr. Claghorn for its erection.

But I am anticipating, and we must now go back to Mr. Claghorn in his counting-house. No longer a boy—an apprentice—he has grown to manhood, and has become a member of the firm, taking his father’s place. Now his labors are greatly increased; the hours of business, which were long before, are longer now; he begins very early in the morning, before sunrise in the winter season, and is sometimes detained late in the evening, the long day being entirely devoted to business; and no one knows, except one who has gone through that sort of experience, how much labor is involved in such a life; but not only his labors—his responsibilities are greatly increased. He becomes the financial man in the firm; he is the head of the counting-house; he has charge of the books and the accounts. For many years no entry was made in the huge ledgers except in his own handwriting. The credit of the house of Myers & Claghorn becomes deservedly high. A time of great financial excitement and distress comes on. This house, while others are going down on the right and left like ships in a storm, stands erect with unimpaired credit, and with opportunities of helping other and weaker houses which so much needed help. The name of his firm was a synonym of all that is strong and admirable in business management.

So he passed the best years of his whole life in earnest attention to business, snatching all the leisure he could for the gratification of his passion, it may be called, for art, until the time came when, having acquired what was at that time supposed to be an abundant competency, he determined to retire from business. Now he appears to contemplate a long rest in a visit to other countries, and was making arrangements looking to a long holiday of great enjoyment, when the country became involved in the Great Rebellion. None of you, except as you read it in history, know what a convulsion passed over the country when the first gun was fired upon the flag at Fort Sumter. Mr. Claghorn, full of love for his country and unwilling to do what seemed to him almost like a desertion in her time of trial, gave up his contemplated foreign tour, and applied himself most diligently and earnestly to the duties of a true, loyal citizen in the support of the government. He was one of the earliest members of the Union League, and was largely interested in collecting money for the raising and equipping of regiments to be sent to the front. Three or four years of his life were spent in this laudable work, and in company with those of like mind he was largely instrumental in accomplishing great good. The war, however, came to an end—was fought out to its final and inevitable issue.

Now the desire to visit foreign countries returned with increased interest. His business affairs, although they had not been as profitable as they would have been if he had looked closer to them and had given less thought to public matters during the war, were so satisfactory that he could afford to put them in other hands for a while, and in company with his wife he embarked for Europe. It was to be a long holiday such as he had never known before. He intended to make an extended tour—he was not to be hurried. He went through England, Scotland, Ireland, France, Switzerland, Spain, Italy, Egypt, Palestine, Turkey, Greece, Austria, Russia, Germany, Holland and Belgium. In this way he saw and enjoyed all the most famous picture-galleries of the old world; and his long study of art in its various phases and schools gave him special advantages for the highest enjoyment of the great collections, public and private, of the old masters as well as of those of modern times.