"That the crime should have remained undiscovered so long is due to the peculiar domestic habits of the deceased, and to the facts that he kept no servants in his house, that he lived quite alone, and that on the evening of the 1st of March he dismissed the only person whom he kept regularly employed. Had this dismissal not been given, and had Mr. Abel Death, his clerk, gone to his work as usual on the following morning, the discovery of the murder would have been made within a few hours of its perpetration, and the task before you would have been rendered far less difficult. I would not have you attach too much importance to the apparent connection between the perpetration of the murder and the disappearance of Mr. Abel Death. Coincidences as strange are not uncommon in matters less serious, and it is not because this matter is serious that the coincidence should be construed to the disadvantage of a man who is absent. Up to Friday, the 1st of March, his relations with his employer were as fairly satisfactory as could have been expected from the miserable stipend he received and from the character of the murdered man, and, unpleasant as those relations became on that last day, there was nothing in them, so far as we are aware, to supply a reason for the committal of a deliberate and dastardly murder, all the details of which must have been carefully planned. If Mr. Abel Death had been a party to this plan he would hardly have asked his employer for a loan of ten pounds, a small sum for a rich man to grant to his confidential clerk.

"For the purpose of arriving, as far as possible, at a clear comprehension of this part of the mystery let us for a moment follow the probable movements of Mr. Death on that night.

"He is dismissed from his employment, and he leaves the office, a disappointed and unhappy man; he relates to his wife all that passed between him and his employer, and subsequently informs her that he is going to Catchpole Square to make another appeal to his employer. I gather that the time of his arrival at the house would be about ten o'clock, at which hour we may assume that Mr. Samuel Boyd had not retired to rest. At about nine o'clock Lady Wharton left Mr. Samuel Boyd at the door of his house, and from that moment all is mystery. We know, however, that he must have had matters to attend to which would keep him up a couple of hours. Lady Wharton had deposited with him a number of valuable jewels, to which, when she was gone, he would naturally devote attention, appraising them, and probably taking a list of them. The dismissal of his clerk would most likely cause him to pay some attention to the state of the books and accounts, and the jewels had to be put in a place of safety.

"All this would occupy him a couple of hours, and this brings us to eleven o'clock, when he would be ready to seek his bed. But before this hour Mr. Abel Death, according to the theory we are following out, has paid his visit, or rather, has made his attempt to see his employer. He knocks at the door, and in response to the summons Mr. Boyd goes down to see who is there. A man living alone in a house so safely removed from public observation would be scarcely likely to open his street door to casual visitors at ten o'clock at night, nor, the business of the day being over, would he neglect to put the chain on the street door. His probable course of action would be to go down, and, opening the door as far as the chain would allow, inquire who is there. He is answered by Mr. Death, who begs to be admitted to make his appeal; is refused; while standing in the square implores to be taken back; is listened to, laughed at, ordered to go away, and the door shut in his face.

"I do not see how we can carry the matter farther as regards Mr. Death. To assume that he is admitted to the house, and that Mr. Boyd went to bed in his presence, is so wildly improbable that we may at once reject it. If anything can be said to be ridiculous in so awful a tragedy it would be to suppose that Mr. Boyd thus placed himself in the power and at the mercy of a man whom he knew to be embittered against him, and who was in a sense desperate. As to Mr. Abel Death's subsequent movements we are left in mystery. His wife suggests foul play. That a man left in the position to which my argument has carried him should deliberately conceal himself without a distinct motive is not to be thought of, and for this reason I consider the suggestion of foul play tenable. From whom, or from what quarter, who shall say? But we are not here to inquire into this matter; it is not the fate of Mr. Death we have to deliberate upon, and I advise you therefore to narrow the issue, which is sufficiently wide and perplexing, by setting him aside. There is nothing whatever to connect him with the crime beyond the merest conjectures, and were he alone concerned the only verdict that could be returned would be one of 'Murder by some person or persons unknown.'

"We will now turn to another branch of the subject. In reply to a question I put to Mrs. Death she expressed her belief that her husband had no enemies: but a man carrying on such a business as Mr. Samuel Boyd transacted must have had many. However harsh it may sound, there is in my mind very little doubt that he must have inflicted great wrongs upon a number of persons. The tactics pursued by moneylenders of his class are so tricky and unscrupulous--they are so entirely oblivious of the claims of common humanity--that they must perforce breed animosity and resentment in the breasts of those whom they entrap. I am referring, understand, to that class of moneylenders whose nefarious practices have made them a danger to society, and I am happy to see that the strong arm of the law is being stretched forward to protect the unwary and unsuspecting victims who fall into their clutches. On the other hand, there are, of course, among such a man's customers some crafty borrowers who would trick the moneylender as he would trick them, men with doubtful reputations whose characters are no better than his own. It is for your consideration whether Mr. Samuel Boyd has fallen a victim to a cunningly laid plot on the part of a band of these men; the abstraction of the books and papers in which their names would appear favours this presumption. We have no evidence presented to us that affords a clue to the discovery of such a plot, but it will be as well not to lose sight of its probable existence.

"Returning to my argument concerning Mr. Samuel Boyd's movements within his house on the night in question, we behold him still alone at about eleven o'clock, his office business finished, the visit of Mr. Abel Death disposed of, and he preparing for bed. And here Mr. Reginald Boyd comes into the picture.

"We have heard from his lips his account of what took place during his interview with his father, and we have to accept or reject it. They were alone together, there were no witnesses, and we have only Mr. Reginald Boyd's word to go upon. You must not allow this to militate against him. In the circumstances of the case it is hardly possible that there could have been witnesses to corroborate the account he gave, and I have no hesitation in declaring that his bearing in the witness box bore the impress of truth. It has been objected to that in the course of this inquiry private domestic affairs have been dragged into the light which seemingly had no connection with it, but painful as this must have been to certain of the witnesses, it has established more than one point which, in the opinion of some of you, may be of importance--such, for instance, as the nature of the relations which existed between Mr. Samuel Boyd and his son, and the fact that the latter was in extremely straitened circumstances. I do not think that any blame is to be attached to the son for having renounced the name of Boyd two years ago, when the strained relations between him and his father led to his leaving, or being turned from, his home in Catchpole Square. It is not an instance without parallel; men have changed their names for motives less powerful than this. Mr. Reginald Boyd's bearing while giving his evidence here, was that of a high-spirited, independent young gentleman, who held in abhorrence the business tactics and practices of his father, and it is not unnatural, when the connection was severed, that he should resolve to be quit of a name which carried with it a disreputable stigma.

"Nor was it unnatural that Mr. Reginald Boyd should have believed himself to have been tricked out of the fortune his mother left him, and that, being now a married man, anxious to provide a home for his wife, he should have made an effort to obtain restitution. In my reference to these matters I am not wandering from the issue, for what you have to consider is, not one incident, circumstance, or act, apart from the others, but all the incidents, circumstances, and acts in relation to each other. What in the former case may seem suspicious may, in the latter case, be robbed of its suspicious complexion.

"And do not forget that there was not a single question put to Mr. Reginald Boyd, whether pertinent to this inquiry or not, which he refused to answer. He evinced, indeed, an anxiety to disclose everything within his knowledge which cannot be regarded in any other than a praiseworthy light. He even went so far as to voluntarily mention small incidents leading to the asking of questions, his answers to which may be unfavourably construed. I observed him narrowly while these questions were being asked and answered. There was no confusion in his manner; he answered unhesitatingly and frankly. His demeanour was entirely that of a man who was giving his evidence with honest intention."