Jack Truman, till recently the heir of a man of large property, but now a mere pauper without home or profession, sat in a big morocco-covered chair, with his hands in his pockets, listening to his future father-in-law, Boaz Pottinger, Esq., whilst he expounded his opinions, and more or less laid down the law.

Mr. Pottinger had acquired a fortune in chemical works, and it was his almost daily boast that he was “a self-made man.” His detractors declared that this was not much to be proud of, and that Boaz Pottinger, ugly, ungainly, uncouth, had omitted to supply himself with the letter “h.” However, he had a ladylike wife, a pretty daughter, and half a million, so when he bought a place in Kent the neighbours figuratively made room for him. No one was more friendly than the Squire of the parish, Hildebrande Truman, whose ancestors were Crusaders, and who had never earned a penny in his life. As times were bad for agriculturists, Mr. Truman attempted to make some money in speculation, but kept his endeavours to himself, intending to treat his wife and family to a delightful surprise! Unfortunately, the surprise was not of the nature he anticipated. On the collapse of a monstrous financial swindle he became liable, involved, ruined, and within a few months, Daines Place, its estates and messuages and heirlooms, were brought to the hammer, and sold. The shock, and the shame, had killed the Squire, and now here was the Squire’s son listening to Mr. Pottinger’s ideas on the subject of his future!

Mr. Pottinger enjoyed the sound of his own voice as he lay back in his chair, with his thick white fingers meeting at the tips, his eyes fixed on a corner of a bookcase. He said:

“You see, Jack, my boy, everything is altered now the poor Squire has gone, and scarcely left a penny piece—or anyway not more than will keep your mother and sisters in a small way. If he had only given me a hint of what he was after, I’d have warned him. I know all about the smiling scoundrels, that rob honest folks, not of shillings, but of ’undreds of thousands of pounds, and call themselves honourable men. Well, if I’d ’ad a ’int, you would not be sitting there—without an acre to your name!”

“No,” sighed the young man, “but there is no use in going over that now, and the governor meant it all for the best. The question is, what am I to do to make a living for Nancy and myself?”

“Talk of making your own living, my son.—We will leave Nancy out of the business.”

“But Nancy is engaged to me, with your consent, and she intends to stick to me—and I to her.”

“Circumstances have changed since this time last year. Then you were heir to a fine property, and would ’ave ’ad a suitable allowance. Now what ’ave you got? What are you and Nancy going to live on—tell me that? ’Ow are you going to put a ’ouse over ’er ’ead?”

“That is just the crucial question,” replied young Truman, rising to his feet. He was slight and well made, with a square chin, and fine head—the typical young Britisher who has been to Eton and Oxford; his clothes and boots were the perfection of cut—in short, he appeared what he was, a good-looking man of fashion, who had never earned, or lacked, a sovereign in his life.

“You have no profession,” resumed Mr. Pottinger.