He found the banker in his private sanctum, his carriage at the door; for it was just four o'clock, an hour in which Mr. Douce regularly departed to Caserta, as his aforesaid villa was somewhat affectedly styled.

Mr. Douce was a small man, a nervous man; he did not seem quite master of his own limbs: when he bowed he seemed to be making you a present of his legs; when he sat down, he twitched first on one side, then on the other, thrust his hands into his pockets, then took them out, and looked at them, as if in astonishment, then seized upon a pen, by which they were luckily provided with incessant occupation. Meanwhile, there was what might fairly be called a constant play of countenance: first he smiled, then looked grave; now raised his eyebrows, till they rose like rainbows, to the horizon of his pale, straw-coloured hair; and next darted them down, like an avalanche, over the twinkling, restless, fluttering, little blue eyes, which then became almost invisible. Mr. Douce had, in fact, all the appearance of a painfully shy man, which was the more strange, as he had the reputation of enterprise, and even audacity, in the business of his profession, and was fond of the society of the great.

"I have called on you, my dear sir," said Lord Vargrave, after the preliminary salutations, "to ask a little favour, which, if the least inconvenient, have no hesitation in refusing. You know how I am situated with regard to my ward, Miss Cameron; in a few months I hope she will be Lady Vargrave."

Mr. Douce showed three small teeth, which were all that, in the front of his mouth, fate had left him; and then, as if alarmed at the indelicacy of a smile upon such a subject, pushed back his chair, and twitched up his blotting-paper-coloured trousers.

"Yes, in a few months I hope she will be Lady Vargrave; and you know then, Mr. Douce, that I shall be in no want of money."

"I hope—that is to say, I am sure,—that—I trust that never will be the ca-ca-case with your lordship," put in Mr. Douce, with timid hesitation. Mr. Douce, in addition to his other good qualities, stammered much in the delivery of his sentences.

"You are very kind, but it is the case just at present; I have great need of a few thousand pounds upon my personal security. My estate is already a little mortgaged, and I don't wish to encumber it more; besides, the loan would be merely temporary. You know that if at the age of eighteen Miss Cameron refuses me (a supposition out of the question, but in business we must calculate on improbabilities), I claim the forfeit she incurs,—thirty thousand pounds; you remember."

"Oh, yes—that—is—upon my word—I—I don't exactly—but—your lord—l-l-l-lord-lordship knows best—I have been so—so busy—I forget the exact—hem—hem!"

"If you just turn to the will you will see it is as I say. Now, could you conveniently place a few thousands to my account, just for a short time? But I see you don't like it. Never mind, I can get it elsewhere; only, as you were my poor uncle's friend—"

"Your lord—l-l-l-lordship is quite mistaken," said Mr. Douce, with trembling agitation; "upon my word, yes, a few thou-thou-thousands—to be sure—to be sure. Your lordship's banker is—is—"