THE next morning, after breakfast, the banker took his horse—a crop-eared, fast-trotting hackney—and merely leaving word that he was going upon business into the country, and should not return to dinner, turned his back on the spires of C———.

He rode slowly, for the day was hot. The face of the country, which was fair and smiling, might have tempted others to linger by the way; but our hard and practical man of the world was more influenced by the weather than the loveliness of the scenery. He did not look upon Nature with the eye of imagination; perhaps a railroad, had it then and there existed, would have pleased him better than the hanging woods, the shadowy valleys, and the changeful river that from time to time beautified the landscape on either side the road. But, after all, there is a vast deal of hypocrisy in the affected admiration for Nature;—and I don’t think one person in a hundred cares for what lies by the side of a road, so long as the road itself is good, hills levelled, and turnpikes cheap.

It was midnoon, and many miles had been passed, when the banker turned down a green lane and quickened his pace. At the end of about three-quarters of an hour, he arrived at a little solitary inn, called “The Angler,”—put up his horse, ordered his dinner at six o’clock—begged to borrow a basket to hold his fish—and it was then apparent that a longish cane he had carried with him was capable of being extended into a fishing-rod. He fitted in the various joints with care, as if to be sure no accident had happened to the implement by the journey—pried anxiously into the contents of a black case of lines and flies—slung the basket behind his back, and while his horse was putting down his nose and whisking about his tail, in the course of those nameless coquetries that horses carry on with hostlers—our worthy brother of the rod strode rapidly through some green fields, gained the riverside, and began fishing with much semblance of earnest interest in the sport. He had caught one trout, seemingly by accident—for the astonished fish was hooked up on the outside of its jaw—probably while in the act, not of biting, but of gazing at, the bait, when he grew discontented with the spot he had selected; and, after looking round as if to convince himself that he was not liable to be disturbed or observed (a thought hateful to the fishing fraternity), he stole quickly along the margin, and finally quitting the riverside altogether, struck into a path that, after a sharp walk of nearly all hour, brought him to the door of a cottage. He knocked twice, and then entered of his own accord—nor was it till the summer sun was near its decline that the banker regained his inn. His simple dinner, which they had delayed in wonder at the protracted absence of the angler, and in expectation of the fishes he was to bring back to be fried, was soon despatched; his horse was ordered to the door, and the red clouds in the west already betokened the lapse of another day, as he spurred from the spot on the fast-trotting hackney, fourteen miles an hour.

“That ‘ere gemman has a nice bit of blood,” said the hostler, scratching his ear.

“Oiy,—who be he?” said a hanger-on of the stables.

“I dooan’t know. He has been here twice afoar, and he never cautches anything to sinnify—he be mighty fond of fishing, surely.”

Meanwhile, away sped the banker—milestone on milestone glided by—and still, scarce turning a hair, trotted gallantly out the good hackney. But the evening grew darker, and it began to rain; a drizzling, persevering rain, that wets a man through ere he is aware of it. After his fiftieth year, a gentleman who has a tender regard for himself does not like to get wet; and the rain inspired the banker, who was subject to rheumatism, with the resolution to take a short cut along the fields. There were one or two low hedges by this short way, but the banker had been there in the spring, and knew every inch of the ground. The hackney leaped easily—and the rider had a tolerably practised seat—and two miles saved might just prevent the menaced rheumatism: accordingly, our friend opened a white gate, and scoured along the fields without any misgivings as to the prudence of his choice. He arrived at his first leap—there was the hedge, its summit just discernible in the dim light. On the other side, to the right was a haystack, and close by this haystack seemed the most eligible place for clearing the obstacle. Now since the banker had visited this place, a deep ditch, that served as a drain, had been dug at the opposite base of the hedge, of which neither horse nor man was aware, so that the leap was far more perilous than was anticipated. Unconscious of this additional obstacle, the rider set off in a canter. The banker was high in air, his loins bent back, his rein slackened, his right hand raised knowingly—when the horse took fright at an object crouched by the haystack—swerved, plunged midway into the ditch, and pitched its rider two or three yards over its head. The banker recovered himself sooner than might have been expected; and, finding himself, though bruised and shaken, still whole and sound, hastened to his horse. But the poor animal had not fared so well as its master, and its off-shoulder was either put out or dreadfully sprained. It had scrambled its way out of the ditch, and there it stood disconsolate by the hedge, as lame as one of the trees that, at irregular intervals, broke the symmetry of the barrier. On ascertaining the extent of his misfortune, the banker became seriously uneasy; the rain increased—he was several miles yet from home—he was in the midst of houseless fields, with another leap before him—the leap he had just passed behind—and no other egress that he knew of into the main road. While these thoughts passed through his brain, he became suddenly aware that he was not alone. The dark object that had frightened his horse rose slowly from the snug corner it had occupied by the haystack, and a gruff voice that made the banker thrill to the marrow of his bones, cried, “Holla, who the devil are you?”

Lame as his horse was, the banker instantly put his foot into the stirrup; but before he could mount, a heavy gripe was laid on his shoulder—and turning round with as much fierceness as he could assume, he saw—what the tone of the voice had already led him to forebode—the ill-omened and cut-throat features of Luke Darvil.

“Ha! ha! my old annuitant, my clever feelosofer—jolly old boy—how are you?—give us a fist. Who would have thought to meet you on a rainy night, by a lone haystack, with a deep ditch on one side, and no chimney-pot within sight? Why, old fellow, I, Luke Darvil,—I, the vagabond—I whom you would have sent to the treadmill for being poor, and calling on my own daughter—I am as rich as you are here—and as great, and as strong, and as powerful.”

And while he spoke, Darvil, who was really an undersized man, seemed to swell and dilate, till he appeared half a head taller than the shrinking banker, who was five feet eleven inches without his shoes.