"Ha! ha! my old annuitant, my clever feelosofer—jolly old boy—how are you?—give us a fist. Who would have thought to meet you on a rainy night, by a lone haystack, with a deep ditch on one side, and no chimney-pot within sight? Why, old fellow, I, Luke Darvil,—I, the vagabond—I whom you would have sent to the treadmill for being poor, and calling on my own daughter—I am as rich as you are here—and as great, and as strong, and as powerful."

And while he spoke, Darvil, who was really an undersized man, seemed to swell and dilate, till he appeared half a head taller than the shrinking banker, who was five feet eleven inches without his shoes.

"E-hem!" said the rich man, clearing his throat, which seemed to him uncommonly husky; "I do not know whether I insulted your poverty, my dear Mr. Darvil—I hope not; but this is hardly a time for talking—pray let me mount, and—"

"Not a time for talking!" interrupted Darvil angrily; "it's just the time to my mind: let me consider,—ay, I told you that whenever we met by the roadside it would be my turn to have the best of the argufying."

"I dare say—I dare say, my good fellow."

"Fellow not me!—I won't be fellowed now. I say I have the best of it here—man to man—I am your match."

But why quarrel with me?" said the banker, coaxingly; "I never meant you harm, and I am sure you cannot mean me harm."

"No!—and why?" asked Darvil, coolly;—" why do you think I can mean you no harm?"

"Because your annuity depends on me."

"Shrewdly put—we'll argufy that point. My life is a bad one, not worth more than a year's purchase; now, suppose you have more than forty pounds about you—it may be better worth my while to draw my knife across your gullet than to wait for the quarter-day's ten pounds a time. You see it's all a matter of calculation, my dear, Mr. What's-your-name!"