"That I might be a pensioner on the child of William Mainwaring and Susan Mivers," interrupted Lucretia. "I know that, and thank her not. Pass on."

"And you know, too, that in the course of my conversation with the girl I let out also incidentally that, even so, you were dependent on the chances of her life; that if she died (and youth itself is mortal) before she was of age, the sum left her by her grandfather would revert to her father's family; and so, by hints, I drew her on to ask if there was no mode by which, in case of her death, she might insure subsistence to you. So that you see the whole scheme was made at her own prompting. I did but, as a man of business, suggest the means,—an insurance on her life."

"Varney, these details are hateful. I do not doubt that you have done all to forestall inquiry and elude risk. The girl has insured her life to the amount of her fortune?"

"To that amount only? Pooh! Her death will buy more than that. As no one single office will insure for more than 5,000 pounds, and as it was easy to persuade her that such offices were liable to failure, and that it was usual to insure in several, and for a larger amount than the sum desired, I got her to enter herself at three of the principal offices. The amount paid to us on her death will be 15,000 pounds. It will be paid (and here I have followed the best legal advice) in trust to me for your benefit. Hence, therefore, even if our researches fail us, if no son of yours can be found, with sufficient evidence to prove, against the keen interests and bought advocates of heirs-at-law, the right to Laughton, this girl will repay us well, will replace what I have taken, at the risk of my neck, perhaps,—certainly at the risk of the hulks,— from the capital of my uncle's legacy, will refund what we have spent on the inquiry; and the residue will secure to you an independence sufficing for your wants almost for life, and to me what will purchase with economy," and Varney smiled, "a year or so of a gentleman's idle pleasures. Are you satisfied thus far?"

"She will die happy and innocent," muttered Lucretia, with the growl of demoniac disappointment.

"Will you wait, then, till my forgery is detected, and I have no power to buy the silence of the trustees,—wait till I am in prison, and on a trial for life and death? Reflect, every day, every hour, of delay is fraught with peril. But if my safety is nothing compared to the refinement of your revenge, will you wait till Helen marries Percival St. John? You start! But can you suppose that this innocent love-play will not pass rapidly to its denouement? It is but yesterday that Percival confided to me that he should write this very day to his mother, and communicate all his feelings and his hopes; that he waited but her assent to propose formally for Helen. Now one of two things must happen. Either this mother, haughty and vain as lady-mothers mostly are, may refuse consent to her son's marriage with the daughter of a disgraced banker and the niece of that Lucretia Dalibard whom her husband would not admit beneath his roof—"

"Hold, sir!" exclaimed Lucretia, haughtily; and amidst all the passions that darkened her countenance and degraded her soul, some flash of her ancestral spirit shot across her brow. But it passed quickly, and she added, with fierce composure, "You are right; go on!"

"Either-and pardon me for an insult that comes not from me—either this will be the case: Lady Mary St. John will hasten back in alarm to London; she exercises extraordinary control over her son; she may withdraw him from us altogether, from me as well as you, and the occasion now presented to us may be lost (who knows?) forever,—or she may be a weak and fond woman; may be detained in Italy by her sister's illness; may be anxious that the last lineal descendant of the St. Johns should marry betimes, and, moved by her darling's prayers, may consent at once to the union. Or a third course, which Percival thinks the most probable, and which, though most unwelcome to us of all, I had wellnigh forgotten, may be adopted. She may come to England, and in order to judge her son's choice with her own eyes, may withdraw Helen from your roof to hers. At all events, delays are dangerous,—dangerous, putting aside my personal interest, and regarding only your own object,—may bring to our acts new and searching eyes; may cut us off from the habitual presence either of Percival or Helen, or both; or surround them, at the first breath of illness, with prying friends and formidable precautions. The birds now are in our hands. Why then open the cage and bid them fly, in order to spread the net? This morning all the final documents with the Insurance Companies are completed. It remains for me but to pay the first quarterly premiums. For that I think I am prepared, without drawing further on your hoards or my own scanty resources, which Grabman will take care to drain fast enough."

"And Percival St. John?" said Madame Dalibard. "We want no idle sacrifices. If my son be not found, we need not that boy's ghost amongst those who haunt us."

"Surely not," said Varney; "and for my part, he may be more useful to me alive than dead. There is no insurance on his life, and a rich friend (credulous greenhorn that he is!) is scarcely of that flock of geese which it were wise to slay from the mere hope of a golden egg. Percival St. John is your victim, not mine; not till you give the order would I lift a finger to harm him."