Now, O dear reader, I assume, of course, that thou art one of the class to which thought is familiar; and, perhaps, thou hast smiled in disdain or incredulity at that remark on the difficulty of thinking which preceded Frank Hazeldean's discourse to himself. But art thou quite sure that when thou hast tried to think thou hast always succeeded? Hast thou not often been duped by that pale visionary simulacrum of thought which goes by the name of revery? Honest old Montaigne confessed that he did not understand that process of sitting down to think, on which some folks express themselves so glibly. He could not think unless he had a pen in his hand and a sheet of paper before him; and so, by a manual operation, seized and connected the links of ratiocination. Very often has it happened to myself when I have said to Thought peremptorily, "Bestir thyself: a serious matter is before thee, ponder it well, think of it," that that same thought has behaved in the most refractory, rebellious manner conceivable; and instead of concentrating its rays into a single stream of light, has broken into all the desultory tints of the rainbow, colouring senseless clouds, and running off into the seventh heaven, so that after sitting a good hour by the clock, with brows as knit as if I was intent on squaring the circle, I have suddenly discovered that I might as well have gone comfortably to sleep—I have been doing nothing but dream,—and the most nonsensical dreams! So when Frank Hazeldean, as he stopped at that meditative "But still "—and leaning his arm on the chimney-piece, and resting his face on his hand, felt himself at the grave crisis of life, and fancied he was going "to think on it," there only rose before him a succession of shadowy pictures,—Randal Leslie, with an unsatisfactory countenance, from which he could extract nothing; the squire, looking as black as thunder in his study at Hazeldean; his mother trying to plead for him, and getting herself properly scolded for her pains; and then off went that Will-o'-the-wisp which pretended to call itself Thought, and began playing round the pale, charming face of Beatrice di Negra, in the drawing-room at Curzon Street, and repeating, with small elfin voice, Randal Leslie's assurance of the preceding day, "as to her affection for you, Frank, there is no doubt of that; she only begins to think you are trifling with her." And then there was a rapturous vision of a young gentleman on his knee, and the fair pale face bathed in blushes, and a clergyman standing by the altar, and a carriage- and-four with white favours at the church-door; and of a honeymoon, which would have astonished as to honey all the bees of Hymettus. And in the midst of these phantasmagoria, which composed what Frank fondly styled. "making up his mind," there came a single man's elegant rat-tat-tat at the street door.

"One never has a moment for thinking," cried Frank, and he called out to his valet, "Not at home."

But it was too late. Lord Spendquick was in the hall, and presently within the room. How d'ye do's were exchanged and hands shaken.

LORD SPENDQUICK.—"I have a note for you, Hazeldean."

FRANK (lazily).—"From whom?"

LORD SPENDQUICK.—"Levy. Just come from him,—never saw him in such a fidget. He was going into the city,—I suppose to see X. Y. Dashed off this note for you, and would have sent it by a servant, but I said I would bring it."

FRANK (looking fearfully at the note).—"I hope he does not want his money yet. 'Private and confidential,'—that looks bad."

SPENDQUICK.—"Devilish bad, indeed."

Frank opens the note, and reads, half aloud, "Dear Hazeldean—"

SPENDQUICK (interrupting.)—"Good sign! He always Spendquicks me when he lends me money; and 't is 'My dear Lord' when he wants it back. Capital sign!"