XIV.

Divide your arts into two classes,—those which cost you little labour, those which cost much. The first,—flattery, attention, answering letters by return of post, walking across a street to oblige the man you intend to ruin; all these you must never neglect. The least man is worth gaining at a small cost. And besides, while you are serving yourself, you are also obtaining the character of civility, diligence, and good-nature. But the arts which cost you much labour—a long subservience to one testy individual; aping the semblance of a virtue, a quality, or a branch of learning which you do not possess, to a person difficult to blind,—all these never begin except for great ends, worth not only the loss of time, but the chance of detection. Great pains for small gains is the maxim of the miser. The rogue should have more grandeur d’ame!—[Greatness of soul].

XV.

Always forgive.

XVI.

If a man owe you a sum of money—pupils though you be of mine, you may once in your lives be so silly as to lend—and you find it difficult to get it back, appeal, not to his justice, but to his charity. The components of justice flatter few men! Who likes to submit to an inconvenience because he ought to do it,—without praise, without even self—gratulation? But charity, my dear friends, tickles up human ostentation deliciously. Charity implies superiority; and the feeling of superiority is most grateful to social nature. Hence the commonness of charity, in proportion to other virtues, all over the world; and hence you will especially note that in proportion as people are haughty and arrogant, will they laud almsgiving and encourage charitable institutions.

XVII.

Your genteel rogues do not sufficiently observe the shrewdness of the vulgar ones. The actual beggar takes advantage of every sore; but the moral swindler is unpardonably dull as to the happiness of a physical infirmity. To obtain a favour, neglect no method that may allure compassion. I knew a worthy curate who obtained two livings by the felicity of a hectic cough, and a younger brother who subsisted for ten years on his family by virtue of a slow consumption.

XVIII.

When you want to possess yourself of a small sum, recollect that the small sum be put into juxtaposition with a great. I do not express myself clearly—take an example. In London there are sharpers who advertise L70,000 to be advanced at four per cent; principals only conferred with. The gentleman wishing for such a sum on mortgage goes to see the advertiser; the advertiser says he must run down and look at the property on which the money is to be advanced; his journey and expenses will cost him a mere trifle,—say, twenty guineas. Let him speak confidently; let the gentleman very much want the money at the interest stated, and three to one but our sharper gets the twenty guineas,—so paltry a sum in comparison to L70,000 though so serious a sum had the matter related to halfpence!