[54]. “Encyclopedia of Social Reform,” p. 1389.

[55]. Dividogenesure means: (As a class and as an individual, I am the owner of land, of wealth and capital): Divide with me your sole results of active energy upon my source of wealth, or else you may be sure you have only the right to starve from drain by others without this supply. [Latin: divido, divide, part, separate. Greek: genesis, origin, source, creation, origination, production. Latin: ure, (perish) by rust, by fire, by cold, wither, dry up, or starve to death.]

[56]. Here, p. [32] or [36].

[57]. Dr. Warner, American Charities, pp. 178-9, Dr. T. Ely’s edition.

[58]. I italicized his words.

[59]. I italicized his words.

[60]. Dr. Warner, ibidem, p. 181.

[61]. Remember that these conclusions are moderate.

[62]. These owning families include the mortgagors.

[63]. Many of these home-owning families are in debt, and their homes serve as securities for it.